34862 Pine Tunnel Rd, Willow River, MN 55795 Property Records

Pine County property record for 34862 Pine Tunnel Rd, Willow River, MN 55795

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 2014
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Apr 2022)
Tax Bill	$2,590 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22.0115.015`

Property Details

APN / Parcel Number

Primary APN	`22.0115.015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Galvanized Metal
Lot Area	435,600 sqft (10 acres)
Garage Area	2,640 sqft
Driveway	Driveway
Driveway Area	704 sqft

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Deck Area	128 sqft
Shed	1 Shed
Shed Area	144 sqft
Lean-To	336 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Convection

Location & Zoning

Street Address	34862 PINE TUNNEL RD
City	WILLOW RIVER
State	MN
Zip	55795-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-07 TWP-044 RANGE-019 10.00 AC SOUTHEAST 1/4 OF NORTHEAST 1/4 OF SOUTHEAST 1/4 SUBJECT TO EASEMENT ALONG NLY SIDE FOR TWP
Legal Range	019
Legal Township	044
Legal Section	07
Jurisdiction	PINE MN
Township / Civil Division	NORMAN
Census Block Group	2
Census Block	2108
Census Tract	950200

Owner

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34862 PINE TUNNEL RD, WILLOW RIVER, MN 55795-2303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jul 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU
Apr 6, 2022	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
Mar 3, 2021	Contract Sale, Transfer TITLE INC, TITLE HINCKLEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Dec 9, 2015 · Amount on Record
Deed Document Number	2022568988
Last Transfer Date	Jul 27, 2026
Transfer Doc	0000595399
Record Updated	Sep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PINE MN
Recording Date	Jul 27, 2026
Property Address	34862 PINE TUNNEL RD, WILLOW RIVER, MN 55795-2303
Document Number	0000595399
Instrument Date	Jul 27, 2026
Instrument	2026595399
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34862 PINE TUNNEL RD, WILLOW RIVER, MN 55795-2303

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	34862 PINE TUNNEL RD, WILLOW RIVER, MN 55795-2303
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000576691
Date	Jul 6, 2023
Instrument	576691

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 6, 2038

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Apr 6, 2022
Property Address	34862 PINE TUNNEL RD, WILLOW RIVER, MN 55795-2303
Document Number	0000568988
Instrument Date	Apr 5, 2022
Instrument	568988
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	TITLE INC, TITLE HINCKLEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	34862 PINE TUNNEL RD, WILLOW RIVER, MN 55795-2303

Mortgage

Document Number	0000568989
Date	Apr 6, 2022
Instrument	568989

Lender

Name	MEMBERS COOPERATIVE CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2021: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	PINE MN
Recording Date	Mar 3, 2021
Property Address	34862 PINE TUNNEL RD, WILLOW RIVER, MN 55795-2303
Document Number	559674
Instrument Date	Mar 2, 2021
Instrument	559674
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	TITLE INC, TITLE HINCKLEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34862 PINE TUNNEL RD, WILLOW RIVER, MN 55795-2303

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
County Subdivision	Norman Township
Unified School District	Willow River Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,400 (+63.15%) Land $94,800 Building $288,600	$383,400 (+63.15%) Land $94,800 Building $288,600
2025	$2,590.00 (+53.8%)
2023	$1,684.00	$235,000 Land $61,500 Building $173,500	$235,000 Land $61,500 Building $173,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	17 (2010–2023)
Claims Outside the SFHA	10 of 17
Most Recent Claim	Apr 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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