Hamilton County property record for 3486 Mount Carmel Rd, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,272 sqft · built 1890 |
| Lot Size | 1.44 acres (63,075 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $110,000 (Dec 2013) |
| Tax Bill | $5,851 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0072-0037-00 |
| Primary APN | 500-0072-0037-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,272 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| 2nd Floor Area | 1,136 sqft |
| Basement Area | 592 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 63,075 sqft (1.44 acres) |
| Lot Dimensions | 360 ft deep x 179 ft wide |
| Garage Type | Detached |
| Garage Area | 234 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 210 sqft |
| Patio Area | 696 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3486 MOUNT CARMEL RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-4320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MT CARMEL RD 179.06 X 360IRR SUR 706 |
| Legal Subdivision | MILITARY SURV 706 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 24901 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 3486 MOUNT CARMEL RD, CINCINNATI, OH 45244-4320 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2013 · Amount on Record |
| Deed Sale | Dec 9, 2013 · Amount on Record |
| Prior Sale | Sep 10, 2013 · Amount on Record |
| Deed Document Number | 304066 |
| Deed Book / Page | 012482 / 001384 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3486 MOUNT CARMEL RD, CINCINNATI, OH 45244-4320 |
| Document Number | 0000116401 |
| Instrument Date | Oct 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3486 MOUNT CARMEL RD CINCINNATI OH 452444320, CINCINNATI, OH 45244-4320 |
| Document Number | 0000116401 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 014290/000146 |
| Instrument | 116401 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 4, 2035 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,851.00 (+2.33%) | $79,667 (-) Land $26,561 Building $53,106 | |
| 2024 | $5,718.00 (+7.54%) | $79,667 (+3.58%) Land $26,561 Building $53,106 | |
| 2023 | $5,317.00 (+39.66%) | $76,913 (+70.12%) Land $26,562 Building $50,351 | $227,620 (+76.22%) Land $75,890 Building $151,730 |
| 2022 | $3,807.00 Homeowner's exemption | $45,210 Land $20,815 Building $24,395 | |
| 2020 | $129,170 Land $59,470 Building $69,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 108 (1978–2025) |
| Claims Outside the SFHA | 6 of 108 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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