3486 James Rd, Memphis, TN 38128 Property Records

Shelby County property record for 3486 James Rd, Memphis, TN 38128

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,255 sqft · built 1952
Lot Size	3.37 acres (147,232 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (May 2024)
Tax Bill	$1,507 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-3020-0-0025`

Property Details

APN / Parcel Number

Primary APN	`08-3020-0-0025`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,255 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	1,255 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Stone
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	147,232 sqft
Lot Dimensions	646 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3486 JAMES RD
City	MEMPHIS
State	TN
Zip	38128-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	NS JAMES RD 440.2 FT E OF WALNUT ST
Legal Subdivision	JAMES
Legal Block	8
Legal Lot Number	7
Jurisdiction	SHELBY TN
Township / Civil Division	6
Census Block Group	3
Census Block	3006
Census Tract	20543

Owner

3486 James Rd is owned and occupied by an individual who bought it in May 2024.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	3486 JAMES RD, MEMPHIS, TN 38128-5313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Jan 11, 2024	Deed of Trust, Mortgage · Commercial Mortgage RCN CAPITAL LLC
Feb 15, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage JVM INVESTMENT CO LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2024 · Amount on File
Deed Sale	May 10, 2024 · Amount on File
Prior Sale	Feb 15, 2023 · Amount on File
Deed Document Number	202438144
Prior Transfer Date	Sep 29, 2016
Prior Transfer Doc	0000099727
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	May 10, 2024
Property Address	3486 JAMES RD, MEMPHIS, TN 38128-5313
Document Number	0024038144
Instrument Date	Apr 30, 2024
Instrument	24038144
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	NOT AVAILABLE, LOCAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$851.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3486 JAMES RD, MEMPHIS, TN 38128-5313

Mortgage

Document Number	0024038145
Date	May 10, 2024
Instrument	24038145

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	3486 JAMES RD, MEMPHIS, TN 38128-5313
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0024003232
Date	Jan 11, 2024
Instrument	24003232

Lender

Name	RCN CAPITAL LLC
Type	Mortgage Company
Address	SOUTH WINDSOR, CT 06074

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Feb 15, 2023
Property Address	3486 JAMES RD, MEMPHIS, TN 38128-5313
Document Number	0023012780
Instrument Date	Feb 10, 2023
Instrument	23012780
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	CLOSETRAK LLC, CLOSETRAK

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$314.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 WARING RD, MEMPHIS, TN 38117-2436

Mortgage

Document Number	0023012781
Date	Feb 15, 2023
Instrument	23012781

Lender

Name	JVM INVESTMENT CO LP
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3486 James Rd was $1,507.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,507.00	$56,050 Land $10,325 Building $45,725	$224,200 Land $41,300 Building $182,900
2023		$21,975 Land $9,225 Building $12,750
2022	$1,338.00
2021			$87,900 Land $36,900 Building $51,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3486 James Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3486 James Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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