3486 Carman Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3486 Carman Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1929
Lot Size	0.669 acres (29,150 sqft)
Owner	2 Trust Names on File
Last Sale	$180,000 (Apr 2018)
Tax Bill	$5,351 (2026)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 27.06-1-26`

Property Details

APN / Parcel Number

Primary APN	`013089 27.06-1-26`
Alternative APNs	`308902700600010260000000` `02700600010260000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	864 sqft
Upper Floors Area	432 sqft
Game Room	Game Room

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	29,150 sqft (0.669 acres)
Lot Dimensions	583 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	228 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02700600010260000000
Street Address	3486 CARMAN RD
City	SCHENECTADY
State	NY
Zip	12303-5320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	1
Legal Lot Number	26.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3028
Census Tract	14606

Owner

3486 Carman Rd is held in a trust since April 2018.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	28 PINEWOOD RD, GUILDERLAND, NY 12084-9760
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2018 · Amount on File
Deed Sale	Apr 24, 2018 · Amount on File
Prior Sale	Nov 6, 1996 · Amount on File
Deed Document Number	20188841
Prior Transfer Date	Oct 31, 1996
Prior Transfer Doc	2567000976
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Apr 24, 2018
Property Address	3486 CARMAN RD, SCHENECTADY, NY 12303-5320
Document Number	0000008841
Instrument Date	Apr 17, 2018
Instrument	R2018-08841
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3486 CARMAN RD, 3486, SCHENECTADY, NY 12303-5320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 PINEWOOD RD, GUILDERLAND, NY 12084-9760

Mortgage

Document Number	0000008842
Date	Apr 24, 2018
Instrument	R2018-08842

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3486 Carman Rd was $5,351, up 0.2% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,351.00 (+0.19%)
2025	$5,341.00	$182,000 Land $36,000 Building $146,000	$242,667 Land $48,000 Building $194,667
2023		$182,000 (-) Land $36,000 Building $146,000	$214,118 (+7.06%) Land $42,353 Building $171,765
2022		$182,000 Land $36,000 Building $146,000	$200,000 Land $39,560 Building $160,440
2021	$4,775.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3486 Carman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3486 Carman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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