3486 65th St, Saugatuck, MI 49453 Property Records

Allegan County property record for 3486 65th St, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,432 sqft · built 1993
Lot Size	1.24 acres (54,058 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (May 2025)
Tax Bill	$4,246 (2024)
Deeds & Mortgages	Apr 2017 Mortgage Oct 2013 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-003-055-30`

Property Details

APN / Parcel Number

Primary APN	`20-003-055-30`
Alternative APN	`20-003-055-31`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,432 sqft Living Area
1st Floor Area	1,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Lot Area	54,058 sqft (1.24 acres)
Lot Dimensions	204 ft deep x 265 ft wide
Garage Area	972 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3486 65TH ST
City	SAUGATUCK
State	MI
Zip	49453-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM S 1/4 COR TH N 01DEG 11'56 W 2098.57' TO POB; TH S 89DEG 28'17 W 214'; TH N 28DEG 19'35 W 128.07'; TH N 38DEG 24'44 E
Legal Range	16W
Legal Township	03N
Legal Section	03
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	2
Census Block	2047
Census Tract	30801

Owner

Source: Allegan County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	110 W 28TH ST, HOLLAND, MI 49423-4935
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK
Oct 2, 2013	Deed of Trust, Mortgage CHEMICAL BANK
May 12, 2025	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jan 31, 2025	Intrafamily Transfer, Transfer
Jan 31, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025 · Amount on File
Deed Sale	May 12, 2025 · Amount on File
Deed Document Number	20257311
Deed Book / Page	5032 / 378
Prior Transfer Date	Jan 31, 2025
Prior Transfer Doc	005008/628
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3486 65TH ST, SAUGATUCK, MI 49453-9707
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004134/027
Date	Apr 27, 2017
Book Page	4134/027

Lender

Name	CHEMICAL BANK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2032

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3486 65TH ST, SAUGATUCK, MI 49453-9707
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003782/271
Date	Oct 2, 2013
Book Page	3782/271

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 12, 2025
Property Address	3486 65TH ST, SAUGATUCK, MI 49453-9707
Document Number	005032/378
Book / Page	5032 / 378
Instrument Date	May 7, 2025
Instrument	2025007311
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,902.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3486 65TH ST, SAUGATUCK, MI 49453-9707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 W 28TH ST, HOLLAND, MI 49423-4935

Mortgage

Document Number	0005032381
Date	May 12, 2025
Instrument	5032/381

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jan 31, 2025
Property Address	3486 65TH ST, SAUGATUCK, MI 49453-9707
Document Number	005008/628
Book / Page	5008 / 628
Instrument Date	Jan 29, 2025
Instrument	2025001600
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3486 65TH ST, SAUGATUCK, MI 49453-9707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3486 65TH ST, SAUGATUCK, MI 49453-9707

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jan 31, 2025
Property Address	3486 65TH ST, SAUGATUCK, MI 49453-9707
Document Number	005008/633
Book / Page	5008 / 633
Instrument Date	Jan 29, 2025
Instrument	2025001601
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3486 65TH ST, SAUGATUCK, MI 49453-9707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3486 65TH ST, SAUGATUCK, MI 49453-9707

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Saugatuck Township
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,400 (-7.3%) Land $78,200 Building $225,200	$606,800 (-7.3%) Land $156,400 Building $450,400
2025	Homeowner's exemption	$327,300 (+25.4%) Land $75,600 Building $251,700	$654,600 (+25.4%) Land $151,200 Building $503,400
2024	$4,246.00
2023		$261,000 Land $53,100 Building $207,900	$522,000 Land $106,200 Building $415,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 65th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures