34854 Richard St, Wayne, MI 48184 Property Records

Wayne County property record for 34854 Richard St, Wayne, MI 48184

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,474 sqft · built 1963
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Feb 2022)
Tax Bill	$4,577 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55 019 01 0341 000`

Property Details

APN / Parcel Number

Primary APN	`55 019 01 0341 000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,474 sqft Living Area
1st Floor Area	837 sqft
Basement Area	585 sqft
Unfinished Basement	585 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Adobe
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	106 ft deep x 80 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	34854 RICHARD ST
City	WAYNE
State	MI
Zip	48184-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33P341 342 LOTS 341 AND 342 ALSO THE S 1/2 OF ADJ VAC ALLEY HARROUN PK CURRIER INVEST COS SUB T2S R9E L37 P79 WCR
Legal Subdivision	HARROUN PARK CURRIER INVEST COS
Legal Lot Number	341-342
Jurisdiction	WAYNE MI
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2007
Census Tract	566700

Owner

34854 Richard St is owned and occupied by an individual who bought it in February 2022.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	34854 RICHARD ST, WAYNE, MI 48184-2332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 21, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2022 · Amount on File
Deed Sale	Feb 21, 2022 · Amount on File
Prior Sale	Apr 8, 1996 · Amount on File
Deed Document Number	202247436
Deed Book / Page	57417 / 1244
Prior Transfer Date	Nov 10, 2011
Prior Transfer Doc	0494610678
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Recording Date	Jun 26, 2026
Property Address	34854 RICHARD ST, WAYNE, MI 48184-2332
Document Number	0000214350
Book / Page	60369 / 494
Instrument Date	Jun 22, 2026
Instrument	2026214350
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34854 RICHARD ST, WAYNE, MI 48184-2332

Mortgage

Document Number	0000214350,
Date	Jun 26, 2026
Book Page	60369/494
Instrument	2026214350

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Feb 21, 2022
Property Address	34854 RICHARD ST, WAYNE, MI 48184-2332
Document Number	0574171244
Book / Page	57417 / 1244
Map Reference	LB 37 PG 79
Instrument Date	Feb 8, 2022
Instrument	2022047436
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34854 RICHARD ST, 34854, WAYNE, MI 48184-2332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22305 LA SEINE ST APT 101, 101, SOUTHFIELD, MI 48075-4037

Mortgage

Document Number	0574171245
Date	Feb 21, 2022
Instrument	57417/1245

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 34854 Richard St was $4,577 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Wayne City
Unified School District	Wayne-Westland Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,000 (+8.7%)	$200,000 (+8.7%)
2025	$4,577.00 Homeowner's exemption	$92,000	$184,000
2023	$4,260.00 Homeowner's exemption	$77,200	$154,400
2019	$2,141.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 34854 Richard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 34854 Richard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYNE serves 17,713 people · EPA ID MI0006950
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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