San Bernardino County property record for 3485 Smoke Tree Rd, Phelan, CA 92371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,932 sqft · built 2002 |
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,000 (Feb 2024) |
| Tax Bill | $5,824 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Jul 2023 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 3066-011-20-0000 |
| Primary APN | 3066-011-20-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,932 sqft Living Area |
| Gross Area | 2,432 sqft |
| 1st Floor Area | 1,932 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 84,942 sqft |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 337 sqft |
| Patio Area | 337 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 3485 SMOKE TREE RD |
|---|---|
| City | PHELAN |
| State | CA |
| Zip | 92371-9379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PHRL |
| Legal Description | PARCEL MAP 12687 PARCEL 2 EX CO RDS |
| Legal Subdivision | PARCEL MAP NO 12687 |
| Legal Block | 1 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 9109 |
3485 Smoke Tree Rd is owned and occupied by an individual who bought it in February 2024.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14213 POINT LOMA ST, FONTANA, CA 92336-3707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2024 | Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Jul 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 12, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Jul 23, 2020 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Jul 23, 2020 | Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2024 · Amount on File |
| Deed Sale | Feb 27, 2024 · Amount on File |
| Prior Sale | Jul 23, 2020 · Amount on File |
| Deed Document Number | 202445505 |
| Prior Transfer Date | Jul 21, 2020 |
| Prior Transfer Doc | 0000251749 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Feb 27, 2024 |
| Property Address | 3485 SMOKE TREE RD, PHELAN, CA 92371-9379 |
| Document Number | 0000045505 |
| Map Reference | MB 148 PG 92&93 |
| Instrument Date | Jan 31, 2024 |
| Instrument | 2024-0045505 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2024 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14213 POINT LOMA ST, FONTANA, CA 92336-3707 |
| Document Number | 0000045506 |
|---|---|
| Date | Feb 27, 2024 |
| Instrument | 2024-0045506 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 3485 SMOKE TREE RD, PHELAN, CA 92371-9379 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3485 SMOKE TREE RD, PHELAN, CA 92371-9379 |
| Document Number | 0000171952 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 2023-0171952 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 3485 SMOKE TREE RD, PHELAN, CA 92371-9379 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3485 SMOKE TREE RD, PHELAN, CA 92371-9379 |
| Document Number | 0000178255 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 2022-0178255 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 23, 2020 |
| Property Address | 3485 SMOKE TREE RD, PHELAN, CA 92371-9379 |
| Document Number | 0000251749 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 251749 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3485 SMOKE TREE RD PHELAN CA 923719379, PHELAN, CA 92371-9379 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 23, 2020 |
| Property Address | 3485 SMOKE TREE RD, PHELAN, CA 92371-9379 |
| Document Number | 0000251748 |
| Map Reference | MB 148 PG 92&93 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 2020-0251748 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3485 SMOKE TREE RD, PHELAN, CA 92371-9379 |
| Document Number | 0000251750 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 2020-0251750 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Number | 0000251751 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 2020-0251751 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3485 Smoke Tree Rd was $5,824 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Snowline Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $499,392 (+2%) Land $99,878 Building $399,514 | |
| 2025 | $5,824.00 Homeowner's exemption | $489,600 Land $97,920 Building $391,680 |
| 2023 | $4,158.00 (+2.36%) | $353,216 Land $70,643 Building $282,573 |
| 2022 | $4,062.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3485 Smoke Tree Rd in Zone X, an area of moderate flood risk, though there have been 5 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 73 policies |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 5 (1999–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3485 Smoke Tree Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHEEP CREEK WATER COMPANY private · serves 4,002 people · EPA ID CA3610109 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Race Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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