3485 Moraga Blvd, #B, Lafayette, CA 94549 Property Records

Contra Costa County property record for 3485 Moraga Blvd, #B, Lafayette, CA 94549

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,654 sqft · built 1940
Lot Size	0.131 acres (5,715 sqft)
Owner	Company Name on Record
Tax Bill	$3,528 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Jul 2022 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`234-021-007-5`

Property Details

APN / Parcel Number

Primary APN	`234-021-007-5`
Alternative APN	`234-021-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,654 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Duplex Single
Lot Area	5,715 sqft (0.131 acres)
Garage Type	Attached
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3485 MORAGA BLVD, B
City	LAFAYETTE
State	CA
Zip	94549-4420
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LAFAYETTE HOMESITES LOT 7 BLK 5
Legal Subdivision	LAFAYETTE HOMESITES
Legal Block	5
Legal Lot Number	7
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	349000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3485 MORAGA BLVD, B, LAFAYETTE, CA 94549-4420
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 12, 2022	Deed of Trust, Mortgage · Reverse Mortgage SMARTFI HOME LOANS LLC
Apr 19, 2022	Intrafamily Transfer, Transfer
Nov 18, 2019	Deed of Trust, Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 18, 2022
Transfer Doc	0000067650
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3485 MORAGA BLVD # B, B, LAFAYETTE, CA 94549-4420
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000175344
Date	Sep 26, 2017
Instrument	2017-175344

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3485 MORAGA BLVD # B, B, LAFAYETTE, CA 94549-4420
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3485 MORAGA BLVD, LAFAYETTE, CA 94549-4420

Mortgage

Document Number	0000111953
Date	Jul 12, 2022
Instrument	2022-111953

Lender

Name	SMARTFI HOME LOANS LLC
Type	Non-Lending Institution
Address	MEDINA, OH 44256

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 19, 2022
Property Address	3485 MORAGA BLVD # B, B, LAFAYETTE, CA 94549-4420
Document Number	0000067650
Map Reference	MB 12 PG 266
Instrument Date	Mar 18, 2022
Instrument	2022-067650
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3485 MORAGA BLVD, LAFAYETTE, CA 94549-4420

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3485 MORAGA BLVD # B, B, LAFAYETTE, CA 94549-4420
Document Number	0000212695
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3485 MORAGA BLVD #B LAFAYETTE CA 945494420, B, LAFAYETTE, CA 94549-4420

Mortgage

Document Number	0000212695
Date	Nov 26, 2019
Instrument	212695

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$134,729 (+2%) Land $59,826 Building $74,903
2025	$3,528.00 (+4.32%) Homeowner's exemption	$132,088 (+4.04%) Land $58,653 Building $73,435
2023	$3,382.00 (+1.68%) Homeowner's exemption	$126,961 Land $56,376 Building $70,585
2022	$3,326.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1982–2023)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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