3485 Hader Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3485 Hader Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,599 sqft · built 2010
Lot Size	0.26 acres (11,360 sqft)
Owner	Owner Name on File
Last Sale	$153,820 (Aug 2010)
Tax Bill	$4,739 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0061-0445-00`

Property Details

APN / Parcel Number

Primary APN	`550-0061-0445-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,599 sqft Living Area
1st Floor Area	684 sqft
2nd Floor Area	915 sqft
Basement Area	684 sqft

Exterior

Year Built	Built 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	11,360 sqft (0.26 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3485 HADER AVE
City	CINCINNATI
State	OH
Zip	45211-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SS HADER AVE 0.2608 ACLOT 1 RIDGEWOOD PLACE SUB BLK D
Legal Subdivision	RIDGEWOOD PLACE SUB
Legal Block	D
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3008
Census Tract	20802

Owner

The current owner of 3485 Hader Ave bought it in August 2010.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Owner Name on File
Mailing Address	3485 HADER AVE, CINCINNATI, OH 45211-2628
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2010 · Amount on File
Deed Sale	Aug 17, 2010 · Amount on File
Prior Sale	Mar 17, 2010 · Amount on File
Deed Document Number	10-094178
Deed Book / Page	11507 / 00001
Prior Transfer Date	Aug 13, 2010
Prior Transfer Doc	0000094178
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3485 HADER AVE, CINCINNATI, OH 45211-2628
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006747
Date	Feb 28, 2018
Instrument	18-0016747

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3485 HADER AVE, CINCINNATI, OH 45211-2628
Document Number	0000097334
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3485 HADER AVE CINCINNATI OH 452112628, CINCINNATI, OH 45211-2628

Mortgage

Document Number	0000097334
Date	Sep 23, 2020
Book Page	014259/000575
Instrument	97334

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 22, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 3485 Hader Ave was $4,739, up 2.8% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,739.00 (+2.8%)	$78,379 (-) Land $11,550 Building $66,829
2024	$4,610.00 (-1.96%)	$78,379 (-) Land $11,550 Building $66,829
2023	$4,702.00 (+15.84%)	$78,379 (+38.59%) Land $11,550 Building $66,829	$223,940 Land $33,000 Building $190,940
2022	$4,059.00 Homeowner's exemption	$56,554 Land $10,203 Building $46,351
2020			$161,580 Land $29,150 Building $132,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3485 Hader Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3485 Hader Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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