3485 Foxborough Cir, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3485 Foxborough Cir, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,617 sqft · built 1987
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,300 (Mar 2021)
Tax Bill	$5,001 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A870003846`

Property Details

APN / Parcel Number

Primary APN	`A870003846`
Alternative APN	`6-0015-6116-00-0014.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,617 sqft Living Area
Gross Area	4,516 sqft
1st Floor Area	2,617 sqft
Basement Area	1,305 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870003846
Street Address	3485 FOXBOROUGH CIR
City	SAINT CHARLES
State	MO
Zip	63301-4106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOXBOROUGH EST #1 LOT 14
Legal Subdivision	FOXBOROUGH EST #1
Legal Lot Number	14
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1000
Census Tract	310801

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3845 FOXBOROUGH CIR, SAINT CHARLES, MO 63301
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Dec 6, 2018	Deed of Trust, Mortgage · ARM FIRST COMMUNITY CU
Nov 28, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on Record
Deed Sale	Mar 31, 2021 · Amount on Record
Deed Document Number	202128186
Prior Transfer Date	Oct 25, 2018
Prior Transfer Doc	0070071474
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Mar 31, 2021
Property Address	3485 FOXBOROUGH CIR, SAINT CHARLES, MO 63301-4106
Document Number	2021R028186
Map Reference	MB 26 PG 33
Instrument Date	Mar 24, 2021
Instrument	2021R-028186
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3485 FOXBOROUGH CIR, SAINT CHARLES, MO 63301-4106

Mortgage

Document Number	2021R028187
Date	Mar 31, 2021
Instrument	2021R-028187

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3485 FOXBOROUGH CIR, SAINT CHARLES, MO 63301-4106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3485 FOXBOROUGH CIR, SAINT CHARLES, MO 63301-4106

Mortgage

Document Number	0070110278
Date	Dec 6, 2018
Book Page	7011/0278
Instrument	20181206000681050

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jan 1, 2024
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5.75%
Index	5-Year CMT
Margin	2
Max Rate	9.75%

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 28, 2018
Property Address	3485 FOXBOROUGH CIR, SAINT CHARLES, MO 63301-4106
Document Number	0070071474
Book / Page	007007 / 001474
Instrument Date	Oct 25, 2018
Instrument	665740
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3845 FOXBOROUGH CIR ST CHARLES MO 63301, ST CHARLES, MO 63301

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,041 (-)	$421,269 (-) Land $77,000 Building $344,269
2025	$5,001.00 (+4.82%)	$80,041 (+7.36%)	$421,269 (+7.36%) Land $77,000 Building $344,269
2024	$4,771.00
2023		$74,554
2022			$392,392 Land $60,500 Building $331,892

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–1986)
Most Recent Claim	Oct 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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