3485 230th St E, Prior Lake, MN 55372 Property Records

Scott County property record for 3485 230th St E, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,468 sqft · built 2004
Lot Size	9.92 acres (432,115 sqft)
Owner	Company Name on Record
Last Sale	$1,175,000 (Jul 2026)
Tax Bill	$9,174 (2026)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-039001-0`

Property Details

APN / Parcel Number

Primary APN	`03-039001-0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	2,468 sqft Living Area
Basement Area	2,442 sqft
Finished Basement	1,200 sqft
Unfinished Basement	1,242 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	432,115 sqft (9.92 acres)
Garage Area	984 sqft
Parking Spaces	4 Parking Spaces
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3485 230TH ST E
City	PRIOR LAKE
State	MN
Zip	55372-8843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-1
Legal Description	STEPKAS ROLLING ACRES LOT 001 BLOCK 001
Legal Subdivision	STEPKAS ROLLING ACRES
Legal Block	1
Legal Lot Number	1
Jurisdiction	SCOTT MN
Township / Civil Division	CEDAR LAKE
Census Block Group	2
Census Block	2007
Census Tract	81101

Owner

Source: Scott County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3485 230TH ST E, PRIOR LAKE, MN 55372-8843
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer NORTH TITLE, NEAR NORTH TITLE
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit HOMETOWN BANK
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit FIVE POINTS BANK OF HASTINGS
May 10, 2019	Deed of Trust, Mortgage · Line of Credit FIVE POINTS BANK OF HASTINGS
Jul 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
Dec 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage BELLE PLAINE ECONOMIC DEV AUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Sep 3, 2002 · Amount on Record
Deed Document Number	20261227363
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Jul 31, 2026
Property Address	3485 230TH ST E, PRIOR LAKE, MN 55372-8843
Document Number	0001227363
Instrument Date	Jul 17, 2026
Instrument	20261227363
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NORTH TITLE, NEAR NORTH TITLE

Transaction

Amount	Amount Recorded
Tax	$391,627.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Recording Date	Jul 24, 2026
Property Address	3485 230TH ST E, PRIOR LAKE, MN 55372-8843
Document Number	0001227058
Instrument Date	Jul 9, 2026
Instrument	20261227058
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3485 230TH ST E, PRIOR LAKE, MN 55372-8843

Mortgage

Document Number	0001227058,
Date	Jul 24, 2026
Instrument	20261227058

Lender

Name	HOMETOWN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 15, 2031

Interest

Rate	6.52%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	3485 230TH ST E, PRIOR LAKE, MN 55372-8843
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3485 230TH ST E, SHAKOPEE, MN 55372-8843

Mortgage

Document Number	00A1147197
Date	Dec 14, 2021
Instrument	A1147197

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank
Address	JORDAN, MN 55352

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 15, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	3485 230TH ST E, PRIOR LAKE, MN 55372-8843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001066384
Date	May 10, 2019
Instrument	1066384

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank
Address	JORDAN, MN 55352

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2024

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	3485 230TH ST E, PRIOR LAKE, MN 55372-8843
Document Number	0001051793
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3485 230TH ST E PRIOR LAKE MN 553728843, PRIOR LAKE, MN 55372-8843

Mortgage

Document Number	0001051793
Date	Aug 9, 2018
Instrument	1051793

Lender

Name	SPIRE CU
Address	FALCON HEIGHTS, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 8, 2033

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	3485 230TH ST E, PRIOR LAKE, MN 55372-8843
Document Number	0001040586
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0001040586
Date	Jan 12, 2018
Instrument	1040586

Lender

Name	BELLE PLAINE ECONOMIC DEV AUTH

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 11, 2028

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
County Subdivision	Cedar Lake Township
Unified School District	New Prague Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,174.00 (+21.9%) Homeowner's exemption	$1,133,600 (+20.12%) Land $357,200 Building $776,400	$1,133,600 (+20.12%) Land $357,200 Building $776,400
2025	$7,526.00 (+1.81%)
2024	$7,392.00 (-6.76%) Homeowner's exemption	$943,700 (+0.6%) Land $288,400 Building $655,300	$943,700 (+0.6%) Land $288,400 Building $655,300
2023	$7,928.00 Homeowner's exemption	$938,100 Land $290,000 Building $648,100	$938,100 Land $290,000 Building $648,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 66% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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