Mille Lacs County property record for 34849 125th Ave, Onamia, MN 56359
| Property Type | Single Family Home |
|---|---|
| Details | 1,296 sqft · built 1959 |
| Lot Size | 56.6 acres (2,466,367 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $124,900 (May 2010) |
| Tax Bill | $641 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-007-0400 |
| Primary APN | 14-007-0400 |
|---|
| Building Area | 1,296 sqft Total Area |
|---|
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Lot Area | 2,466,367 sqft (56.6 acres) |
| Garage Area | 1,536 sqft |
| Parking Spaces | 6 Parking Spaces |
| Street Address | 34849 125TH AVE |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-2812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 1/2 OF NW OF NW; & NE OF NW EX N 330 FT OF W 990 FT 7 41 26 56.62 |
| Legal Range | 26 |
| Legal Township | 41 |
| Legal Section | 07 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ONAMIA |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 970200 |
34849 125th Ave is owned and occupied by two individuals who bought it in May 2010.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34849 125TH AVE, ONAMIA, MN 56359-2812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK |
| Aug 7, 2023 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK |
| Feb 10, 2022 | Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT INC |
| Dec 1, 2020 | Quit Claim Deed, Transfer NORTH AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2010 · Amount on File |
| Deed Sale | May 25, 2010 · Amount on File |
| Deed Document Number | 2010362069 |
| Prior Transfer Date | Jun 11, 2008 |
| Prior Transfer Doc | 349854 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Apr 16, 2026 |
| Property Address | 34849 125TH AVE, ONAMIA, MN 56359-2812 |
| Document Number | 0000450835 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026450835 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK, SERVICE LINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 34849 125TH AVE, ONAMIA, MN 56359-2812 |
| Document Number | 0000450835, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 2026450835 |
| Name | FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 34849 125TH AVE, ONAMIA, MN 56359-2812 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A437379 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | A437379 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 34849 125TH AVE, ONAMIA, MN 56359-2812 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A429799 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | A429799 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Dec 1, 2020 |
| Property Address | 34849 125TH AVE, ONAMIA, MN 56359-2812 |
| Document Number | 000A420982 |
| Instrument Date | May 25, 2019 |
| Instrument | A420982 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 34849 125TH AVE, ONAMIA, MN 56359-2812 |
The 2026 property tax bill for 34849 125th Ave was $641, up 0.6% from the year before.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Onamia Township |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $641.00 (+0.63%) | $348,400 (+10.6%) Land $181,200 Building $167,200 | $348,400 (+10.6%) Land $181,200 Building $167,200 |
| 2025 | $637.00 | $315,000 Land $153,200 Building $161,800 | $315,000 Land $153,200 Building $161,800 |
| 2023 | $575.00 | $324,400 Land $138,500 Building $185,900 | $324,400 Land $138,500 Building $185,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34849 125th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34849 125th Ave is moderate, ranking above 57% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 1,000 / 1,000 |
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