3484 W 86th Ter, Hialeah, FL 33018 Property Records

Miami-Dade County property record for 3484 W 86th Ter, Hialeah, FL 33018

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,622 sqft · built 2015
Lot Size	0.103 acres (4,470 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Apr 2021)
Tax Bill	$10,748 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2024 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`04-2021-029-3600`

Property Details

APN / Parcel Number

Primary APN	`04-2021-029-3600`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,622 sqft Living Area
Gross Area	3,060 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Roof Material	Other
Lot Area	4,470 sqft (0.103 acres)
Patio Area	30 sqft

Location & Zoning

Street Address	3484 W 86TH TER
City	HIALEAH
State	FL
Zip	33018-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8000
Legal Description	BELLAGIO PB 169-094T-23371 LOT26 BLK 23 LOT SIZE 4470 SF M/L FAU 04 2021 001 0090 & 0340 THRU 0370 & 0400 & 0440 THRU 0471
Legal Range	40E
Legal Township	52S
Legal Section	21
Legal Subdivision	BELLAGIO
Legal Block	23
Legal Lot Number	26
Jurisdiction	DADE FL
Township / Civil Division	HIALEAH
Census Block Group	1
Census Block	1019
Census Tract	12701

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3484 W 86TH TER, HIALEAH, FL 33018-1861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Sep 4, 2024	Deed of Trust, Mortgage · FHA Mortgage MAGNOLIA BANK
Apr 8, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Mar 28, 2017	Deed of Trust, Mortgage · VA Mortgage 1ST RATE HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2021 · Amount on Record
Deed Sale	Apr 8, 2021 · Amount on Record
Prior Sale	Aug 25, 2015 · Amount on Record
Deed Document Number	2021242097
Deed Book / Page	32438 / 397
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3484 W 86TH TER, HIALEAH, FL 33018-1861
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3484W W 86TH TER, HIALEAH, FL 33018-1861

Mortgage

Document Number	0000370665
Date	May 5, 2022
Book Page	33172/571
Instrument	2022R0370665

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3484 W 86TH TER, HIALEAH, FL 33018-1861
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3484 W 86TH TER, HIALEAH, FL 33018-1861

Mortgage

Document Number	0000671769
Date	Sep 4, 2024
Book Page	34390/3717
Instrument	2024R0671769

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2054

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Apr 8, 2021
Property Address	3484 W 86TH TER, HIALEAH, FL 33018-1861
Document Number	0000242097
Book / Page	32438 / 397
Map Reference	MB 169 PG 94
Instrument Date	Mar 31, 2021
Instrument	2021R0242097
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3484 W 86TH TER, HIALEAH, FL 33018-1861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3484 W 86TH TER, HIALEAH, FL 33018-1861

Mortgage

Document Number	0000000400
Date	Apr 8, 2021
Instrument	32438/400

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3484 W 86TH TER, HIALEAH, FL 33018-1861
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000172546
Date	Mar 28, 2017
Book Page	30473/1857
Instrument	2017R0172546

Lender

Name	1ST RATE HOME MORTGAGE INC
Type	Mortgage Company
Address	TEMPE, AZ 85283

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.75%
Index	1-Year CMT
Max Rate	5%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Hialeah City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,748.00 (+4.19%) Homeowner's exemption	$464,588 (+5.99%)	$582,341 (+12.68%) Land $196,680 Building $385,661
2023	$10,316.00 (+3.02%) Homeowner's exemption	$438,345 (+3%)	$516,823 (+8.87%) Land $185,505 Building $331,318
2022	$10,014.00 Homeowner's exemption	$425,578	$474,736 Land $98,340 Building $376,396

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 2,372 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2,372 in force
Nearby Flood Claims	10 (2017–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HIALEAH serves 238,000 people · EPA ID FL4130604
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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