3484 Commerce Ave, Deltona, FL 32738 Property Records

Volusia County property record for 3484 Commerce Ave, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1987
Lot Size	0.244 acres (10,625 sqft)
Owner	Company Name on Record
Last Sale	$212,000 (May 2022)
Tax Bill	$4,359 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2018 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8130-34-32-0180`

Property Details

APN / Parcel Number

Primary APN	`8130-34-32-0180`
Alternative APNs	`31183034320180` `30183134320180` `2767723.0` `2767723`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,456 sqft
1st Floor Area	1,032 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,625 sqft (0.244 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Florida Room
Porch Area	418 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2767723
Street Address	3484 COMMERCE AVE
City	DELTONA
State	FL
Zip	32738-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R
Legal Description	LOT 18 BLK 889 DELTONA LAKES UNIT 34 MB 27 PGS 134-142 INC PER OR 3506 PG 0001 PER OR 6357 PG 4551 PER OR 7292 PG 3313 PER OR 7368 PG 3843 PER OR 8247 PG 4566 PER OR 8270 PG 3722
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	34
Legal Block	889
Legal Lot Number	18
Legal Unit	34
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	3
Census Block	3006
Census Tract	91020

Owner

Source: Volusia County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	155 OFFICE PLAZA DR, A, TALLAHASSEE, FL 32301-2844
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Nov 30, 2018	Loan Modification, Mortgage · FHA Mortgage US BK
Nov 30, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 6, 2017	Warranty Deed, Transfer · Second Mortgage (Down Payment) SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Prior Sale	Mar 6, 2017 · Amount on Record
Deed Document Number	2022105457
Deed Book / Page	8247 / 4566
Prior Transfer Date	Apr 27, 2009
Prior Transfer Doc	0063574551
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 4, 2022
Property Address	3484 COMMERCE AVE, DELTONA, FL 32738-1320
Document Number	0082474566
Book / Page	8247 / 4566
Map Reference	MB 27 PG 134-142
Instrument Date	Apr 29, 2022
Instrument	2022105457
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,484.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2124 ROSE HILL RD, 2124, CARROLLTON, TX 75007-3233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 VIA SORRENTO, MORGAN HILL, CA 95037-5745

Mortgage

Document Number	0082474568
Date	May 4, 2022
Instrument	8247/4568

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	3484 COMMERCE AVE, DELTONA, FL 32738-1320
Document Number	0076374140
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3484 COMMERCE AVE DELTONA FL 327381320, DELTONA, FL 32738-1320

Mortgage

Document Number	0076374140
Date	Dec 26, 2018
Book Page	007637/004140
Instrument	255055

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2048

Interest

Rate	4.75%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3484 COMMERCE AVE, DELTONA, FL 32738-1320
Document Number	0076373512
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3484 COMMERCE AVE DELTONA FL 327381320, DELTONA, FL 32738-1320

Mortgage

Document Number	0076373512
Date	Dec 26, 2018
Book Page	007637/003512
Instrument	254847

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Mar 6, 2017
Property Address	3484 COMMERCE AVE, DELTONA, FL 32738-1320
Document Number	0073683843
Book / Page	7368 / 3843
Map Reference	MB27PG134-142
Instrument Date	Feb 6, 2017
Instrument	2017-044271
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	915 TILDEN AVE, 915, APOPKA, FL 32703-5452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3484 COMMERCE AVE, DELTONA, FL 32738-1320

Mortgage

Document Number	2017044278
Date	Mar 6, 2017
Instrument	2017-044278

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Mortgage

Document Number	0073683846
Date	Mar 6, 2017
Book Page	7368/3846
Instrument	2017-044272

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,040 (+1.18%) Land $54,919 Building $156,121	$211,040 (+1.18%) Land $54,919 Building $156,121
2025	$4,359.00 (+5.72%)	$208,579 (+9.47%) Land $54,919 Building $153,660	$208,579 (+9.47%) Land $54,919 Building $153,660
2024	$4,123.00 (+1.35%)
2023	$4,068.00 (+110.67%)	$190,534 (+55.36%) Land $54,145 Building $136,389	$190,534 (+11.02%) Land $54,145 Building $136,389
2022	$1,931.00 Homeowner's exemption	$122,639	$171,617 Land $38,675 Building $132,942

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tillman Fiber.

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