34826 Redding Ln, Zephyrhills, FL 33541 Property Records

Pasco County property record for 34826 Redding Ln, Zephyrhills, FL 33541

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,865 sqft · built 2011
Lot Size0.186 acres (8,128 sqft)
Owner2 Owner Names on Record
Last Sale$187,200 (Nov 2012)
Tax Bill$3,515 (2025)
Deeds & MortgagesDec 2017 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-26-21-0040-00000-0350

Property Details

APN / Parcel Number

Primary APN06-26-21-0040-00000-0350
Alternative APN
  • 0235804

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,865 sqft Living Area
Gross Area2,624 sqft
1st Floor Area1,865 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,128 sqft (0.186 acres)
Garage Area465 sqft
DrivewayDriveway
Driveway Area606 sqft
Parking Spaces2 Parking Spaces
Pool Area340 sqft
PorchPorch
Porch Area174 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number0235804
Street Address34826 REDDING LN
CityZEPHYRHILLS
StateFL
Zip33541-2209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionTEN OAKS PB 59 PG 109 LOT 35 OR 8784 PB 970
Legal Range21E
Legal Township26S
Legal Section06
Legal SubdivisionTEN OAKS
Legal Tract40
Legal Lot Number35
JurisdictionPASCO FL
Township / Civil DivisionZEPHYRHILLS
Census Block Group1
Census Block1000
Census Tract32901

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address34826 REDDING LN, ZEPHYRHILLS, FL 33541-2209
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2017Deed of Trust, Mortgage · FHA Mortgage
MERIDIAN HOME MORTGAGE CORP
Aug 23, 2019Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 26, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2012 · Amount on Record
Deed SaleNov 14, 2012 · Amount on Record
Prior SaleJul 12, 2011 · Amount on Record
Deed Document Number2012194123
Deed Book / Page8784 / 0970
Record UpdatedJun 8, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address34826 REDDING LN, ZEPHYRHILLS, FL 33541-2209
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096542515
DateDec 26, 2017
Book Page9654/2515
Instrument2017203955
Lender
NameMERIDIAN HOME MORTGAGE CORP
TypeMortgage Company
AddressOWINGS MILLS, MD 21117
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address34826 REDDING LN, ZEPHYRHILLS, FL 33541-2209
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099611687
DateAug 23, 2019
Book Page9961/1687
Instrument2019143710
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueSep 1, 2046

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address34826 REDDING LN, ZEPHYRHILLS, FL 33541-2209
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0101643126
DateAug 26, 2020
Book Page10164/3126
Instrument2020140101
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term314 Months
DueOct 1, 2046

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,515.00 (+6.45%) Homeowner's exemption$233,010 (+5.98%) Land $57,526 Building $175,484$323,136 (+0.94%) Land $57,526 Building $265,610
2023$3,302.00 (+31.55%) Additional exemption filed$219,860 (+19.4%) Land $52,426 Building $167,434$320,128 (+23.49%) Land $52,426 Building $267,702
2022$2,510.00 Homeowner's exemption$184,140 Land $43,906 Building $140,234$259,228 Land $43,906 Building $215,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims9 (1988–2004)
Claims Outside the SFHA6 of 9
Most Recent ClaimSep 2004 · Hurricane Frances
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims
  • Severe Storms And Flooding, Jun 2003 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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