3482 Turtle Pond Rd, Highlands, NC 28741 Property Records

Macon County property record for 3482 Turtle Pond Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,504 sqft · built 2002
Lot Size	1.54 acres (67,082 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Jan 2021)
Tax Bill	$2,168 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7520493116`

Property Details

APN / Parcel Number

Primary APN	`7520493116`
Alternative APNs	`0538528` `148687`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,504 sqft Heated Area
1st Floor Area	1,504 sqft
Basement Area	1,504 sqft
Unfinished Basement	1,504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	67,082 sqft (1.54 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Deck Area	25 sqft
Patio Area	173 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	148687
Street Address	3482 TURTLE POND RD
City	HIGHLANDS
State	NC
Zip	28741-4515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ON SR 1620
Legal Subdivision	WILLIAM R MCCRANIE SUBDIVISION
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	4
Census Block	4041
Census Tract	970600

Owner

3482 Turtle Pond Rd is owned by an individual who bought it in January 2021.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	106 W HILL ST, DECATUR, GA 30030-4314
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2021 · Amount on File
Deed Sale	Jan 12, 2021 · Amount on File
Prior Sale	Jun 20, 2011
Deed Document Number	2021268
Deed Book / Page	40 / 2354
Prior Transfer Date	Mar 24, 2005
Prior Transfer Doc	J34/1382
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jan 12, 2021
Property Address	3482 TURTLE POND RD, HIGHLANDS, NC 28741-4515
Document Number	N40/2354
Book / Page	N-40 / 2354
Map Reference	CARD 7005
Instrument Date	Jan 12, 2021
Instrument	2021000268
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	106 W HILL ST, DECATUR, GA 30030-4314

Mortgage

Document Number	00N40/2359
Date	Jan 12, 2021
Book Page	N-40/2359
Instrument	2021000270

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3482 Turtle Pond Rd was $2,168, up 3.4% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,168.00 (+3.39%)	$684,130 Land $147,060 Building $537,070	$684,130 Land $147,060 Building $537,070
2025	$2,097.00
2023	$2,085.00	$682,530 Land $147,060 Building $535,470	$682,530 Land $147,060 Building $535,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3482 Turtle Pond Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2004–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3482 Turtle Pond Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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