Muskegon County property record for 3482 Orshal Rd, Whitehall, MI 49461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,376 sqft · built 1991 |
| Lot Size | 4.93 acres (214,751 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,814 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-06-128-100-0006-35 |
| Primary APN | 61-06-128-100-0006-35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 480 sqft |
| Unfinished Basement | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 214,751 sqft (4.93 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3482 ORSHAL RD |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-9726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | FRUITLAND TOWNSHIP SEC 28 T11N R17W N 1/2 OF FOL DESR: BEG ON W LN 330.32 FT N 0 DEG 09'50 W OF W 1/4 POST TH CONT N 0 DEG |
| Legal Range | 17W |
| Legal Township | 11N |
| Legal Section | 28 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | FRUITLAND |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 3500 |
3482 Orshal Rd is owned and occupied by an individual who acquired it in February 2025.
Source: Muskegon County records, as of August 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3482 ORSHAL RD, WHITEHALL, MI 49461-9726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 11, 2025 |
| Transfer Doc | 004377/642 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | May 28, 2026 |
| Property Address | 3482 ORSHAL RD, WHITEHALL, MI 49461-9726 |
| Document Number | 0005884925 |
| Book / Page | 4419 / 414 |
| Instrument Date | May 22, 2026 |
| Instrument | 20265884925 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3482 ORSHAL RD, WHITEHALL, MI 49461-9726 |
| Document Number | 0005884925, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 4419/414 |
| Instrument | 20265884925 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 3482 Orshal Rd was $1,814, down 4.1% from the year before.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Fruitland Township |
| Unified School District | Whitehall School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,000 (+5.61%) | $256,000 (+5.61%) | |
| 2025 | $1,814.00 (-4.07%) | $121,200 | $242,400 |
| 2024 | $1,891.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3482 Orshal Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3482 Orshal Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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