3482 E Terrace Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3482 E Terrace Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,623 sqft · built 2008
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jan 2009)
Tax Bill	$2,164 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit May 2018 Line of Credit + 6 more
Flood Zone	Zone X (moderate risk)
APN	`313-11-340`

Property Details

APN / Parcel Number

Primary APN	`313-11-340`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,623 sqft Living Area
1st Floor Area	1,127 sqft
2nd Floor Area	1,496 sqft

Exterior

Year Built	Built 2008
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,000 sqft (0.114 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3482 E TERRACE AVE
City	GILBERT
State	AZ
Zip	85234-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	CAMERON RANCH MCR 778-46
Legal Range	06E
Legal Township	01S
Legal Section	02
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	CAMERON RANCH
Legal Lot Number	283
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1013
Census Tract	422621

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3482 E TERRACE AVE, GILBERT, AZ 85234-1721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
May 21, 2018	Deed of Trust, Mortgage · Line of Credit DESERT SCHOOLS FCU
Apr 30, 2020	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
May 28, 2021	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 23, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGCY
Mar 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2009 · Amount on Record
Deed Sale	Jan 12, 2009 · Amount on Record
Prior Sale	Mar 23, 2020
Deed Document Number	0000022344
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3482 E TERRACE AVE, GILBERT, AZ 85234-1721
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3482 E TERRACE AVE, GILBERT, AZ 85234-1721

Mortgage

Document Number	0000884385
Date	Dec 12, 2022
Instrument	20220884385

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3482 E TERRACE AVE, GILBERT, AZ 85234-1721
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000386675
Date	May 21, 2018
Instrument	20180386675

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3482 E TERRACE AVE, GILBERT, AZ 85234-1721
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000370967
Date	Apr 30, 2020
Instrument	20200370967

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3482 E TERRACE AVE, GILBERT, AZ 85234-1721
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3482 E TERRACE AVE, GILBERT, AZ 85234-1721

Mortgage

Document Number	0000597135
Date	May 28, 2021
Instrument	20210597135

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3482 E TERRACE AVE, GILBERT, AZ 85234-1721
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3482 E TERRACE AVE, GILBERT, AZ 85234-1721

Mortgage

Document Number	0001310275
Date	Dec 10, 2021
Instrument	20211310275

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 23, 2020
Property Address	3482 E TERRACE AVE, GILBERT, AZ 85234-1721
Document Number	0000245900
Instrument Date	Mar 16, 2020
Instrument	245900
Transaction Type	Transfer
Record Updated	Apr 6, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3482 E TERRACE AVE GILBERT AZ 852341721, GILBERT, AZ 85234-1721

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 23, 2020
Property Address	3482 E TERRACE AVE, GILBERT, AZ 85234-1721
Document Number	0000245898
Map Reference	MB 778 PG 46
Instrument Date	Mar 5, 2020
Instrument	20200245898
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	OLD REPUBLIC TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3472 E TERRACE AVE, GILBERT, AZ 85234-1721

Mortgage

Document Number	0000245899
Date	Mar 23, 2020
Instrument	20200245899

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 11, 2018
Property Address	3482 E TERRACE AVE, GILBERT, AZ 85234-1721
Document Number	0000763636
Instrument Date	Oct 10, 2018
Instrument	763636
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3482 E TERRACE AVE GILBERT AZ 852341721, GILBERT, AZ 85234-1721

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,850 (-0.26%)	$458,500 (-0.26%) Land $91,700 Building $366,800
2025	$2,164.00 (+3.1%)
2024		$45,970	$459,700 Land $91,900 Building $367,800
2023	$2,099.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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