3482 E Riho Ln, Yuma, AZ 85365 Property Records

Yuma County property record for 3482 E Riho Ln, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 1,884 sqft · built 1986
Lot Size	0.232 acres (10,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jul 2019)
Tax Bill	$1,771 (2023)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`723-54-070`

Property Details

APN / Parcel Number

Primary APN	`723-54-070`
Alternative APNs	`R0011275` `10436070`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,884 sqft Total Area
1st Floor Area	1,884 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,117 sqft (0.232 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R0011275
Old Parcel Number	10436070
Street Address	3482 E RIHO LN
City	YUMA
State	AZ
Zip	85365-4639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	SUBDIVISION: TIERRA MESA EST 3 LOT: 70 SECTION: 24 TOWNSHIP: 09S RANGE: 23W
Legal Range	23W
Legal Township	09S
Legal Section	24
Legal Subdivision	TIERRA MESA EST 3
Legal Lot Number	70
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	2
Census Block	2017
Census Tract	11107

Owner

Source: Yuma County records, as of November 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3482 E RIHO LN, YUMA, AZ 85365-4639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 28, 2024	Warranty Deed, Transfer · VA Mortgage SECURITY NATIONAL MORTGAGE CO
Jul 17, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Prior Sale	Jan 24, 2008 · Amount on Record
Deed Document Number	2019-18138
Record Updated	Jun 7, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	3482 E RIHO LN, YUMA, AZ 85365-4639
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3482 E RIHO LN, YUMA, AZ 85365-4639

Mortgage

Document Number	0000025085
Date	Oct 27, 2023
Instrument	2023-25085

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Aug 28, 2024
Property Address	3482 E RIHO LN, YUMA, AZ 85365-4639
Document Number	0000020545
Map Reference	MB 11 PG 5&6
Instrument Date	Aug 12, 2024
Instrument	2024-20545
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	STEWART TITLE, STEWART TTL & TR OF PHOENIX

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3482 E RIHO LN, YUMA, AZ 85365-4639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3482 E RIHO LN, YUMA, AZ 85365-4639

Mortgage

Document Number	0000020546
Date	Aug 28, 2024
Instrument	2024-20546

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Jul 17, 2019
Property Address	3482 E RIHO LN, YUMA, AZ 85365-4639
Document Number	0000018138
Instrument Date	Jun 7, 2019
Instrument	18138
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	STEWART TITLE, STEWART TITLE & TR/PHOENIX

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3482 E RIHO LN YUMA AZ 853654639, YUMA, AZ 85365-4639

Mortgage

Document Number	18139
Date	Jul 17, 2019
Instrument	18139

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,771.00	$15,544 Land $3,944 Building $11,600	$208,880 Land $53,000 Building $155,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CS TIERRA MESA ESTATES WATER COMPANY private · serves 632 people · EPA ID AZ0414080
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Uranium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Sun Valley Broadband Fixed Wireless	500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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