3482 Benstein Rd, Commerce Township, MI 48382 Property Records

Oakland County property record for 3482 Benstein Rd, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,234 sqft · built 1989
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Feb 2023)
Tax Bill	$7,854 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jun 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`E-17-16-455-003`

Property Details

APN / Parcel Number

Primary APN	`E-17-16-455-003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,234 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	72.7 ft deep x 58 ft wide
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	452 sqft
Patio Area	452 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3482 BENSTEIN RD
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R8E, SEC 16 LAFAVE SUB LOT 1
Legal Range	08E
Legal Township	02N
Legal Section	16
Legal Subdivision	LAFAVE SUB
Legal Lot Number	1
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1023
Census Tract	134300

Owner

3482 Benstein Rd is owned and occupied by an individual who bought it in February 2023.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3482 BENSTEIN RD, COMMERCE TOWNSHIP, MI 48382-1903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 23, 2021	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Jul 23, 2020	Deed of Trust, Mortgage CALIBER HM LOANS
Aug 30, 2019	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Aug 21, 2019	Deed of Trust, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2023 · Amount on File
Deed Sale	Feb 7, 2023 · Amount on File
Prior Sale	Aug 30, 2019 · Amount on File
Deed Document Number	202312582
Deed Book / Page	58409 / 504
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 7, 2023
Property Address	3482 BENSTEIN RD, COMMERCE TOWNSHIP, MI 48382-1903
Document Number	0000012582
Book / Page	58409 / 504
Map Reference	LB 128 PG 3&4
Instrument Date	Feb 2, 2023
Instrument	12582
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3311 LARCHWOOD DR, PORT HURON, MI 48060-7213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3482 BENSTEIN RD, COMMERCE TOWNSHIP, MI 48382-1903

Mortgage

Document Number	0000013447
Date	Feb 9, 2023
Book Page	58414/424
Instrument	13447

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3482 BENSTEIN RD, COMMERCE TOWNSHIP, MI 48382-1903
Transaction Type	Mortgage
Record Updated	Jul 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3482 BENSTEIN RD, COMMERCE TOWNSHIP, MI 48382-1903

Mortgage

Document Number	0000159156
Date	Jun 23, 2021
Book Page	56439/848
Instrument	159156

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 7, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3482 BENSTEIN RD, COMMERCE TOWNSHIP, MI 48382-1903
Document Number	0000150029
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3482 BENSTEIN RD COMMERCE TOWNSHIP MI 483821903, COMMERCE TOWNSHIP, MI 48382-1903

Mortgage

Document Number	0000150029
Date	Jul 30, 2020
Book Page	054585/000001
Instrument	150029

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 30, 2019
Property Address	3482 BENSTEIN RD, COMMERCE TOWNSHIP, MI 48382-1903
Document Number	0000141110
Book / Page	053193 / 000653
Instrument Date	Aug 23, 2019
Instrument	141110
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,139.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1670 BIRCHTON ST COMMERCE TOWNSHIP MI 483823729, COMMERCE TOWNSHIP, MI 48382-3729

Mortgage

Document Number	138801
Date	Aug 30, 2019
Book Page	053179/000851
Instrument	138801

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3482 BENSTEIN RD, COMMERCE TOWNSHIP, MI 48382-1903
Document Number	0000138801
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3482 BENSTEIN RD COMMERCE TOWNSHIP MI 483821903, COMMERCE TOWNSHIP, MI 48382-1903

Mortgage

Document Number	0000138801
Date	Aug 27, 2019
Book Page	053179/000851
Instrument	138801

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3482 Benstein Rd was $7,854, down 22.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,854.00 (-22.61%)	$213,240	$426,480
2024	$10,149.00
2023		$197,130	$394,260
2021	$5,106.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3482 Benstein Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3482 Benstein Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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