Tillamook County property record for 34815 Lahaina Loop Rd, Cloverdale, OR 97112
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,207 sqft · built 2021 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Mar 2026) |
| Tax Bill | $4,509 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4S1030-AB-00121 |
| Primary APN | 4S1030-AB-00121 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,207 sqft Living Area |
| Gross Area | 1,771 sqft |
| 1st Floor Area | 1,207 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 564 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 15 sqft |
| Deck Area | 254 sqft |
| Account Number | 412105 |
|---|---|
| Street Address | 34815 LAHAINA LOOP RD |
| City | CLOVERDALE |
| State | OR |
| Zip | 97112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PCW-R3 |
| Legal Description | PACIFIC SUNSET LOT 21 |
| Legal Range | 10W |
| Legal Township | 04S |
| Legal Section | 30 |
| Legal Subdivision | PACIFIC SUNSET |
| Legal Lot Number | 21 |
| Jurisdiction | TILLAMOOK OR |
| Township / Civil Division | NESKOWIN |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 960800 |
Source: Tillamook County records · APN 4S1030-AB-00121
Assessment roll updated December 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 716, PACIFIC CITY, OR 97135-0716 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Commercial Mortgage PIONEER TRUST BANK NA |
| Mar 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Jun 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on Record |
| Deed Sale | Mar 27, 2026 · Amount on Record |
| Prior Sale | Jun 24, 2022 · Amount on Record |
| Deed Document Number | 20261284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TILLAMOOK OR |
| Property Address | 34815 LAHAINA LOOP RD, CLOVERDALE, OR 97112 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 360 BELMONT ST NE, SALEM, OR 97301-1006 |
| Document Number | 0000008076 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021-08076 |
| Name | PIONEER TRUST BANK NA |
|---|---|
| Type | Bank |
| Address | SALEM, OR 97308 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TILLAMOOK OR |
| Recording Date | Mar 27, 2026 |
| Property Address | 34815 LAHAINA LOOP RD, CLOVERDALE, OR 97112 |
| Document Number | 0000001284 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 2026-01284 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 716, PACIFIC CITY, OR 97135-0716 |
| Document Number | 0000001285 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026-01285 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TILLAMOOK OR |
| Recording Date | Jun 24, 2022 |
| Property Address | 34815 LAHAINA LOOP RD, CLOVERDALE, OR 97112 |
| Document Number | 0000004052 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 2022-04052 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2117 NW 71ST ST, VANCOUVER, WA 98665-7030 |
| Document Number | 0000004053 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 2022-04053 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
Source: Tillamook County records · Assessment roll updated December 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Tillamook County |
| Unified School District | Nestucca Valley School District 101J (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,509.00 (+5.52%) | $364,570 (+3%) Land $86,470 Building $278,100 | $655,430 (-4.69%) Land $168,530 Building $486,900 |
| 2024 | $4,273.00 (+0.68%) | $353,960 (+3%) Land $83,950 Building $270,010 | $687,650 (-0.77%) Land $174,710 Building $512,940 |
| 2023 | $4,244.00 (+132.42%) | $343,660 (+131.73%) Land $81,510 Building $262,150 | $693,000 (+171.62%) Land $153,590 Building $539,410 |
| 2022 | $1,826.00 | $148,300 Land $64,440 Building $83,860 | $255,140 Land $93,880 Building $161,260 |
Source: FEMA National Flood Hazard Layer as of September 27, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 74 (1981–2025) |
| Claims Outside the SFHA | 3 of 74 |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 30 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PACIFIC CITY JOINT WATER - SAN AUTH serves 1,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2021 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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