3481 Willow Rd, Dover, PA 17315 Property Records

York County property record for 3481 Willow Rd, Dover, PA 17315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,449 sqft · built 1947
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Dec 2018)
Tax Bill	$3,866 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-000-01-0076.00-00000`

Property Details

APN / Parcel Number

Primary APN	`24-000-01-0076.00-00000`
Alternative APNs	`2400000100760000000` `240861450`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,449 sqft Living Area
1st Floor Area	1,449 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Lot Area	14,985 sqft (0.344 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	224 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3481 WILLOW RD
City	DOVER
State	PA
Zip	17315-4443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 68; LAUERTON ACRES
Legal Subdivision	LAUERTON ACRE
Jurisdiction	YORK PA
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1032
Census Tract	20710

Owner

Source: York County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3481 WILLOW RD, DOVER, PA 17315-4443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Oct 30, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Jul 29, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLESBANK/CORDORUS VLY
Dec 10, 2018	Grant Deed, Transfer · Conventional Mortgage PEOPLESBANK/CORDORUS VLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2018 · Amount on Record
Deed Sale	Dec 10, 2018 · Amount on Record
Deed Document Number	201853861
Deed Book / Page	2498 / 6754
Prior Transfer Date	Oct 5, 2000
Prior Transfer Doc	0000060868
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	3481 WILLOW RD, DOVER, PA 17315-4443
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WHITE ROSE SETMNT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031982
Date	Jul 20, 2020
Book Page	2583/7511
Instrument	2020031982

Lender

Name	PEOPLES BANK
Type	Bank
Address	YORK, PA 17405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	3481 WILLOW RD, DOVER, PA 17315-4443
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048539
Date	Oct 30, 2019
Book Page	2543/1731
Instrument	2019048539

Lender

Name	PEOPLES BANK
Type	Bank
Address	DOVER, PA 17315

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	3481 WILLOW RD, DOVER, PA 17315-4443
Document Number	0000039874
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 WILLOW RD DOVER PA 173154443, DOVER, PA 17315-4443

Mortgage

Document Number	0000039874
Date	Aug 25, 2020
Book Page	002592/001128
Instrument	39874

Lender

Name	PEOPLESBANK/CORDORUS VLY
Type	Bank
Address	YORK, PA 17408

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK PA
Recording Date	Dec 10, 2018
Property Address	3481 WILLOW RD, DOVER, PA 17315-4443
Document Number	0000053861
Book / Page	002498 / 006754
Instrument Date	Dec 7, 2018
Instrument	53861
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,640.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 WILLOW RD DOVER PA 173154443, DOVER, PA 17315-4443

Mortgage

Document Number	53862
Date	Dec 10, 2018
Book Page	002498/006759
Instrument	53862

Lender

Name	PEOPLESBANK/CORDORUS VLY
Type	Bank
Address	YORK, PA 17405-2887

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 9, 2033

Tax Assessment & Valuation

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
County Subdivision	Dover Township
Unified School District	Dover Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,866.00 (+2.93%)	$115,570 (-) Land $29,680 Building $85,890
2024	$3,756.00	$115,570 Land $29,680 Building $85,890
2006			$115,570 Land $29,680 Building $85,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1995–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER TWP WATER SYS serves 21,097 people · EPA ID PA7670073
Water Source	Purchased surface water from YORK WATER CO
Last State Inspection	Jul 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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