3481 Ruby Cir, Idaho Falls, ID 83401 Property Records

Bonneville County property record for 3481 Ruby Cir, Idaho Falls, ID 83401

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,666 sqft · built 2007
Lot Size	0.361 acres (15,756 sqft)
Owner	Individual Name on Record
Tax Bill	$1,792 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2024 Mortgage + 1 more
APN	`RPO3701004022A`

Property Details

APN / Parcel Number

Primary APN	`RPO3701004022A`
Alternative APN	`RPO3701004022AA`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Building Area	2,666 sqft Living Area
1st Floor Area	1,383 sqft
Basement Area	1,283 sqft
Finished Basement	1,283 sqft
Great Room	Great Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,756 sqft (0.361 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	RPO3701004022AA
Street Address	3481 RUBY CIR
City	IDAHO FALLS
State	ID
Zip	83401-3466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 LESS W 4.5', BLOCK 4, COUNTRY CORNER ESTATES # 2 SE1/4, SEC 15, T 2N, R 38
Legal Range	38
Legal Township	02N
Legal Section	15
Legal Subdivision	COUNTRY CORNER ESTATES # 2
Legal Block	4
Legal Lot Number	22
Jurisdiction	BONNEVILLE ID
Township / Civil Division	IDAHO FALLS
Census Block Group	2
Census Block	2033
Census Tract	970405

Owner

Source: Bonneville County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3481 RUBY CIR, IDAHO FALLS, ID 83401-3466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage IDAHO HOUSING & FINANCE ASSN
Mar 14, 2024	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Oct 4, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2016
Deed Sale	Apr 6, 2016
Prior Sale	Oct 12, 2007
Deed Document Number	635470
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNEVILLE ID
Property Address	3481 RUBY CIR, IDAHO FALLS, ID 83401-3466
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 RUBY CIR, IDAHO FALLS, ID 83401-3466

Mortgage

Document Number	0001739773
Date	Jan 12, 2023
Instrument	1739773

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2033

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNEVILLE ID
Property Address	3481 RUBY CIR, IDAHO FALLS, ID 83401-3466
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 RUBY CIR, IDAHO FALLS, ID 83401-3466

Mortgage

Document Number	0001763983
Date	Mar 14, 2024
Instrument	1763983

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Oct 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNEVILLE ID
Property Address	3481 RUBY CIR, IDAHO FALLS, ID 83401-3466
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 RUBY CIR, IDAHO FALLS, ID 83401-3466

Mortgage

Document Number	0001701790
Date	Oct 4, 2021
Instrument	1701790

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Bonneville County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Idaho
County	Bonneville County
Unified School District	Bonneville Joint School District 93 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,792.00 (+19.87%)	$530,998 (+24.6%) Land $90,964 Building $440,034	$530,998 (+24.6%) Land $90,964 Building $440,034
2023	$1,495.00	$426,147 Land $58,847 Building $367,300	$426,147 Land $58,847 Building $367,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLS WATER COMPANY INC private · serves 22,650 people · EPA ID ID7100030
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	54 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybercom Fiber · Fixed Wireless	10,000 / 10,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Anthem Broadband, CenturyLink.

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