3481 Peach Tree Way, Oceanside, CA 92058 Property Records

San Diego County property record for 3481 Peach Tree Way, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,117 sqft · built 1979
Lot Size	0.6 acres (2,601 sqft)
Owner	Company Name on Record
Last Sale	$370,000 (Jul 2020)
Tax Bill	$4,449 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`158-291-06-00`

Property Details

APN / Parcel Number

Primary APN	`158-291-06-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,117 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	2,601 sqft (0.6 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3481 PEACH TREE WAY
City	OCEANSIDE
State	CA
Zip	92058-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 63 LOT 63A& TR 008728
Legal Subdivision	LOS ARBOLITOS ADD
Legal Tract	008728
Legal Block	3
Legal Lot Number	63,63
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3005
Census Tract	18613

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3481 PEACH TREE WAY, OCEANSIDE, CA 92058-1433
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Oct 26, 2018	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Oct 26, 2018 · Amount on Record
Deed Document Number	2020398904
Prior Transfer Date	Apr 26, 2004
Prior Transfer Doc	0000418074
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 23, 2020
Property Address	3481 PEACH TREE WAY, OCEANSIDE, CA 92058-1433
Document Number	0000398904
Map Reference	MAP 8728
Instrument Date	Jun 19, 2020
Instrument	2020-0398904
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3481 PEACH TREE WAY, OCEANSIDE, CA 92058-1433

Mortgage

Document Number	0000398905
Date	Jul 23, 2020
Instrument	2020-0398905

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 26, 2018
Property Address	3481 PEACH TREE WAY, OCEANSIDE, CA 92058-1433
Document Number	0000449463
Instrument Date	Oct 4, 2018
Instrument	449463
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	EQUITY TITLE SD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$357.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3481 PEACH TREE WAY OCEANSIDE CA 920581433, OCEANSIDE, CA 92058-1433

Mortgage

Document Number	449464
Date	Oct 26, 2018
Instrument	449464

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$408,505 (+2%) Land $120,133 Building $288,372
2025	$4,449.00 (+5.25%) Homeowner's exemption	$400,496 (+4.04%) Land $117,778 Building $282,718
2023	$4,227.00 (+1.59%) Homeowner's exemption	$384,946 Land $113,205 Building $271,741
2022	$4,161.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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