3481 Oak Tree Ln, Midlothian, TX 76065 Property Records

Ellis County property record for 3481 Oak Tree Ln, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,830 sqft · built 1984
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on Record
Last Sale	$459,980 (Mar 2026)
Tax Bill	$6,663 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R151782`

Property Details

APN / Parcel Number

Primary APN	`R151782`
Alternative APNs	`00584500200500108` `54584500200500108` `151782`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,830 sqft Living Area
Gross Area	2,534 sqft
1st Floor Area	1,830 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	46,174 sqft
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	270 sqft
Shed	1 Shed
Shed Area	120 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3481 OAK TREE LN
City	MIDLOTHIAN
State	TX
Zip	76065-5655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 2 LAKEGROVE REV 1.06 ACRES
Legal Subdivision	LAKEGROVE REV
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	3
Census Block	3031
Census Tract	60801

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3481 OAK TREE LN, MIDLOTHIAN, TX 76065-5655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Vendor's Lien, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Apr 11, 2025	Deed of Distribution, Transfer
Nov 9, 2021	Vendor's Lien, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Nov 9, 2021 · Amount on Record
Deed Document Number	202610352
Record Updated	Sep 20, 2026

March 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Mar 30, 2026
Property Address	3481 OAK TREE LN, MIDLOTHIAN, TX 76065-5655
Document Number	0002610352
Map Reference	CAB A SL 753
Instrument Date	Mar 26, 2026
Instrument	2610352
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	OLD REPUBLIC TITLE, ORT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3481 OAK TREE LN, MIDLOTHIAN, TX 76065-5655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 OAK TREE LN, MIDLOTHIAN, TX 76065-5655

Mortgage

Document Number	0002610353
Date	Mar 30, 2026
Instrument	2610353

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2025: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	ELLIS TX
Recording Date	Apr 11, 2025
Property Address	3481 OAK TREE LN, MIDLOTHIAN, TX 76065-5655
Document Number	0002511586
Map Reference	CAB A SL 753
Instrument Date	Apr 11, 2025
Instrument	2511586
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3481 OAK TREE LN, MIDLOTHIAN, TX 76065-5655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 OAK TREE LN, MIDLOTHIAN, TX 76065-5655

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Nov 9, 2021
Property Address	3481 OAK TREE LN, MIDLOTHIAN, TX 76065-5655
Document Number	0002149607
Map Reference	CAB A SL 753
Instrument Date	Nov 8, 2021
Instrument	2149607
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7004 HANCOCK RD, LANCASTER, SC 29720-0111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 OAK TREE LN, MIDLOTHIAN, TX 76065-5655

Mortgage

Document Number	0002149608
Date	Nov 9, 2021
Instrument	2149608

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,850 (-9.53%) Land $159,500 Building $261,350	$420,850 (-9.53%) Land $159,500 Building $261,350
2025	$6,663.00 (-4.16%)	$465,185 (-1.85%) Land $159,500 Building $305,685	$465,185 (-1.85%) Land $159,500 Building $305,685
2024	$6,952.00 (-9.38%)
2023	$7,672.00 (+65.88%)	$473,954 Land $143,000 Building $330,954	$473,954 Land $143,000 Building $330,954
2018	$4,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2000–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARDIS LONE ELM WSC serves 20,736 people · EPA ID TX0700034
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Also Mapped Here	MOUNTAIN PEAK SUD
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Element8, Rise Broadband.

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