3481 Mosko Ct, Denver, CO 80221 Property Records

Adams County property record for 3481 Mosko Ct, Denver, CO 80221

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,026 sqft · built 1996
Lot Size	0.42 acres (18,286 sqft)
Owner	2 Individual Names on File
Last Sale	$189,900 (Jan 2002)
Tax Bill	$1,912 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1825-05-2-12-016`

Property Details

APN / Parcel Number

Primary APN	`1825-05-2-12-016`
Alternative APNs	`0182505212016` `R0100058`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
Gross Area	2,452 sqft
1st Floor Area	1,026 sqft
Basement Area	1,026 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,286 sqft (0.42 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	97 sqft
Shed	1 Shed
Shed Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0100058
Street Address	3481 MOSKO CT
City	DENVER
State	CO
Zip	80221-2657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SUB:NASH SUBDIVISION BLK:1 LOT:1
Legal Range	68W
Legal Township	03S
Legal Section	05
Legal Quarter	2
Legal Subdivision	NASH SUBDIVISION
Legal Block	1
Legal Lot Number	1
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1019
Census Tract	9606

Owner

3481 Mosko Ct is owned and occupied by two individuals who bought it in January 2002.

Source: Adams County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3481 MOSKO CT, DENVER, CO 80221-2657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2002 · Amount on File
Deed Sale	Jan 29, 2002 · Amount on File
Prior Sale	Aug 7, 1996 · Amount on File
Deed Document Number	2002919898
Prior Transfer Date	Jul 31, 1996
Prior Transfer Doc	0000201506
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	3481 MOSKO CT, DENVER, CO 80221-2657
Document Number	0000038443
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 MOSKO CT THORNTON CO 802212657, THORNTON, CO 80221-2657

Mortgage

Document Number	0000038443
Date	Apr 28, 2020
Instrument	38443

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 27, 2030

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	3481 MOSKO CT, DENVER, CO 80221-2657
Document Number	0000108623
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 MOSKO CT DENVER CO 802212657, DENVER, CO 80221-2657

Mortgage

Document Number	0000108623
Date	Dec 11, 2019
Instrument	108623

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 10, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 3481 Mosko Ct was $1,912, down 52.3% from the year before.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Unified School District	Westminster Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,912.00 (-52.33%)	$36,110 Land $5,920 Building $30,190	$531,000 Land $87,000 Building $444,000
2024	$4,011.00 (-13.63%)
2023	$4,644.00 (+15.49%)	$38,290 (+16.6%) Land $4,740 Building $33,550	$566,000 (+19.81%) Land $70,000 Building $496,000
2022	$4,021.00	$32,840 Land $9,740 Building $23,100	$472,426 Land $140,000 Building $332,426

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3481 Mosko Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1981–2024)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3481 Mosko Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW WSD serves 23,756 people · EPA ID CO0101040
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
LiveWireNet Fixed Wireless	250 / 100

May also be available: Aerux Broadband, Verizon.

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