3481 Monroe Ave, Lafayette, CA 94549 Property Records

Contra Costa County property record for 3481 Monroe Ave, Lafayette, CA 94549

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,974 sqft · built 2009
Lot Size1 acres (43,995 sqft)
OwnerCompany Name on Record
Last Sale$1,575,000 (Oct 2008)
Tax Bill$31,897 (2025)
Deeds & MortgagesDec 2020 Mortgage
Dec 2018 Line of Credit
Flood ZoneZone AE (high risk)
APN234-022-005-8

Property Details

APN / Parcel Number

Primary APN234-022-005-8
Alternative APN
  • 234-022-005

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories1 Story
Building Area3,974 sqft Living Area
1st Floor Area3,974 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2010
Exterior MaterialWood Siding
Roof MaterialWood Shingle
Lot Area43,995 sqft
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3481 MONROE AVE
CityLAFAYETTE
StateCA
Zip94549-4520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAFAYETTE HOMESITES POR BLK 4 & ST ADJ
Legal SubdivisionLAFAYETTE HOMESITES MAP #1
Legal Block4
Legal Lot Number7,8,3
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2002
Census Tract349000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3481 MONROE AVE, LAFAYETTE, CA 94549-4520
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Dec 1, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2008 · Amount on Record
Deed SaleOct 20, 2008 · Amount on Record
Deed Document Number2008231963
Last Transfer DateApr 29, 2010
Transfer Doc0000122970
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address3481 MONROE AVE, LAFAYETTE, CA 94549-4520
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3481 MONROE AVE, LAFAYETTE, CA 94549-4520

Mortgage

Document Number0000327954
DateDec 29, 2020
Instrument2020-327954
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address3481 MONROE AVE, LAFAYETTE, CA 94549-4520
Document Number0000200947
Instrument DateDec 1, 2018
Transaction TypeMortgage
Record UpdatedDec 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3481 MONROE AVE LAFAYETTE CA 945494520, LAFAYETTE, CA 94549-4520

Mortgage

Document Number0000200947
DateDec 14, 2018
Instrument200947
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityLafayette City
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictLafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,793,912 (+2%) Land $1,806,085 Building $987,827
2025$31,897.00 (+3.45%)$2,739,130 (+4.04%) Land $1,770,672 Building $968,458
2023$30,833.00 (+1.54%)$2,632,767 Land $1,701,915 Building $930,852
2022$30,366.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1982–2023)
Claims Outside the SFHA1 of 5
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

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