3481 Middleton Ave, Castro Valley, CA 94546 Property Records

Alameda County property record for 3481 Middleton Ave, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,627 sqft · built 1955
Lot Size	0.164 acres (7,140 sqft)
Owner	2 Individual Names on File
Last Sale	$795,000 (Jan 2018)
Tax Bill	$11,460 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`84D-1106-35`

Property Details

APN / Parcel Number

Primary APN	`84D-1106-35`
Alternative APN	`084D-1106-035-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,627 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,140 sqft (0.164 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	3481 MIDDLETON AVE
City	CASTRO VALLEY
State	CA
Zip	94546-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00035 BLK: AR: 084D PAGE: 1106
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1004
Census Tract	430400

Owner

3481 Middleton Ave is owned and occupied by two individuals who bought it in January 2018.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3481 MIDDLETON AVE, CASTRO VALLEY, CA 94546-2041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC BAY LENDING GROUP
Mar 24, 2020	Deed of Trust, Mortgage · Conventional with PMI PACIFIC BAY LNDG
Jun 26, 2019	Deed of Trust, Mortgage · Conventional with PMI PACIFIC BAY LNDG
Jan 3, 2018	Grant Deed, Transfer · Conventional with PMI PACIFIC BAY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2018 · Amount on File
Deed Sale	Jan 3, 2018 · Amount on File
Prior Sale	Nov 13, 1998 · Amount on File
Deed Document Number	20181595
Prior Transfer Date	Dec 15, 2014
Prior Transfer Doc	0000310296
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3481 MIDDLETON AVE, CASTRO VALLEY, CA 94546-2041
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 MIDDLETON AVE, CASTRO VALLEY, CA 94546-2041

Mortgage

Document Number	0000181186
Date	May 12, 2021
Instrument	2021181186

Lender

Name	PACIFIC BAY LENDING GROUP
Type	Lending Institution
Address	GARDEN GROVE, CA 92841

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3481 MIDDLETON AVE, CASTRO VALLEY, CA 94546-2041
Document Number	0000075167
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3481 MIDDLETON AVE CASTRO VALLEY CA 945462041, CASTRO VALLEY, CA 94546-2041

Mortgage

Document Number	0000075167
Date	Apr 6, 2020
Instrument	75167

Lender

Name	PACIFIC BAY LNDG
Address	GARDEN GROVE, CA 92841

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3481 MIDDLETON AVE, CASTRO VALLEY, CA 94546-2041
Document Number	0000127166
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3481 MIDDLETON AVE CASTRO VALLEY CA 945462041, CASTRO VALLEY, CA 94546-2041

Mortgage

Document Number	0000127166
Date	Jul 3, 2019
Instrument	127166

Lender

Name	PACIFIC BAY LNDG
Address	GARDEN GROVE, CA 92841

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2049

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 3, 2018
Property Address	3481 MIDDLETON AVE, CASTRO VALLEY, CA 94546-2041
Document Number	0000001595
Instrument Date	Dec 26, 2017
Instrument	1595
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3481 MIDDLETON AVE CASTRO VALLEY CA 945462041, CASTRO VALLEY, CA 94546-2041

Mortgage

Document Number	1596
Date	Jan 3, 2018
Instrument	1596

Lender

Name	PACIFIC BAY LNDG
Address	LA PALMA, CA 90623

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3481 Middleton Ave was $11,460 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$915,644 (+1.23%) Land $276,793 Building $645,851
2025	$11,460.00 Homeowner's exemption	$904,558 Land $271,367 Building $633,191
2023	$11,033.00 Homeowner's exemption	$869,435 Land $260,830 Building $608,605	$971,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3481 Middleton Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3481 Middleton Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, GeoLinks, Unwired, Verizon.

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