Kane County property record for 3481 Gallant Fox Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $327,000 (Jan 2021) |
| Tax Bill | $8,716 (2025) |
| Deeds & Mortgages | Apr 2020 Construction Loan Mar 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-12-231-003 |
| Primary APN | 05-12-231-003 |
|---|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|
| Street Address | 3481 GALLANT FOX DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-5701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND WOODS NEIGHBORHOOD A LT 627 |
| Legal Subdivision | HIGHLAND WOODS |
| Legal Block | 2 |
| Legal Lot Number | 627 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 850711 |
3481 Gallant Fox Dr is owned and occupied by two individuals who acquired it in December 2021.
Source: Kane County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3481 GALLANT FOX DR, ELGIN, IL 60124-5701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2020 | Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK & TRUST CO |
| Mar 11, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Apr 8, 2020 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2021 · Amount on File |
| Deed Sale | Jan 22, 2021 · Amount on File |
| Prior Sale | Apr 8, 2020 · Amount on File |
| Deed Document Number | 20215684 |
| Last Transfer Date | Dec 13, 2021 |
| Transfer Doc | 0000013974 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3481 GALLANT FOX DR, ELGIN, IL 60124-5701 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Title Company | FOX TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000020628 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 2020K020628 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SYCAMORE, IL 60178 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Jan 1, 2021 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 11, 2022 |
| Property Address | 3481 GALLANT FOX DR, ELGIN, IL 60124-5701 |
| Document Number | 0000013974 |
| Map Reference | DOC 2007K016746 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 2022K013974 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3481 GALLANT FOX DR, ELGIN, IL 60124-5701 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 22, 2021 |
| Property Address | 3481 GALLANT FOX DR, ELGIN, IL 60124-5701 |
| Document Number | 0000005684 |
| Map Reference | DOC 2007K04596 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 2021K005684 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Title Company | FOX TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $327.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3481 GALLANT FOX DR, ELGIN, IL 60124-5701 |
| Document Number | 0000005685 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021K005685 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 8, 2020 |
| Property Address | 3481 GALLANT FOX DR, ELGIN, IL 60124-5701 |
| Document Number | 0000017516 |
| Instrument Date | Mar 21, 2020 |
| Instrument | 17516 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $80.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1827 E LINCOLN HWY #1 DEKALB IL 601153958, 1, DEKALB, IL 60115-3958 |
The 2025 property tax bill for 3481 Gallant Fox Dr was $8,716 with exemptions applied.
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,716.00 Homeowner's exemption Senior Citizen's exemption | ||
| 2024 | $121,031 Land $25,795 Building $95,236 | $363,238 Land $77,416 Building $285,822 | |
| 2022 | $9,484.00 (-11.24%) Homeowner's exemption | $111,201 (-2.73%) Land $24,917 Building $86,284 | $333,603 (-2.73%) Land $74,751 Building $258,852 |
| 2021 | $10,685.00 Homeowner's exemption | $114,324 Land $24,072 Building $90,252 | $342,972 Land $72,216 Building $270,756 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3481 Gallant Fox Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3481 Gallant Fox Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures