James City County property record for 3481 Frances Berkeley, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,577 sqft · built 2014 |
| Lot Size | 0.468 acres (20,386 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $799,999 (Jun 2022) |
| Tax Bill | $6,564 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-4 03-0-0068 |
| Primary APN | 36-4 03-0-0068 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 3,577 sqft Living Area |
| Basement Area | 1,581 sqft |
| Finished Basement | 828 sqft |
| Unfinished Basement | 753 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 20,386 sqft (0.468 acres) |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 148 sqft |
| Deck Area | 460 sqft |
| Patio Area | 470 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5509 |
|---|---|
| Street Address | 3481 FRANCES BERKELEY |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-1334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDEN |
| Legal Description | L-68 PH-1 GREENSPRINGS PLANTATION SINGLE FAMILY |
| Legal Subdivision | GREENSPRINGS PLANTATION |
| Legal Phase | 1 |
| Legal Lot Number | 68 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 80307 |
3481 Frances Berkeley is owned and occupied by two individuals who bought it in June 2022.
Source: James City County records, as of August 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3481 FRANCES BERKELEY, WILLIAMSBURG, VA 23188-1334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION |
| Jul 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage 1ST ADVANTAGE FEDERAL CREDIT UNION |
| Jun 30, 2022 | Warranty Deed, Transfer · VA Mortgage GOPRIME MORTGAGE INC |
| Dec 18, 2017 | Deed of Trust, Mortgage · Line of Credit TOWNE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2022 · Amount on File |
| Deed Sale | Jun 30, 2022 · Amount on File |
| Prior Sale | Oct 17, 2013 · Amount on File |
| Deed Document Number | 202210312 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Aug 13, 2026 |
| Property Address | 3481 FRANCES BERKELEY, WILLIAMSBURG, VA 23188-1334 |
| Document Number | 0000010423 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202610423 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3481 FRANCES BERKELEY, WILLIAMSBURG, VA 23188-1334 |
| Document Number | 0000010423, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 202610423 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 22, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 3481 FRANCES BERKELEY, WILLIAMSBURG, VA 23188-1334 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210013509 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 210013509 |
| Name | 1ST ADVANTAGE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 7, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jun 30, 2022 |
| Property Address | 3481 FRANCES BERKELEY, WILLIAMSBURG, VA 23188-1334 |
| Document Number | 0202210312 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 202210312 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3481 FRANCES BERKELEY, WILLIAMSBURG, VA 23188-1334 |
| Document Number | 0202210314 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 202210314 |
| Name | GOPRIME MORTGAGE INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 3481 FRANCES BERKELEY, WILLIAMSBURG, VA 23188-1334 |
| Document Number | 0000024486 |
| Instrument Date | Dec 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000024486 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 24486 |
| Name | TOWNE BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Dec 21, 2052 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3481 Frances Berkeley was $6,564.
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,564.00 | $790,900 Land $130,600 Building $660,300 | $790,900 Land $130,600 Building $660,300 |
| 2023 | $671,600 Land $100,100 Building $571,500 | $671,600 Land $100,100 Building $571,500 | |
| 2019 | $5,063.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3481 Frances Berkeley in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3481 Frances Berkeley is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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