3481 Edwards Rd, Alanson, MI 49706 Property Records

Emmet County property record for 3481 Edwards Rd, Alanson, MI 49706

Property Summary

Property Type	Single Family Home
Lot Size	9.77 acres (425,581 sqft)
Owner	2 Individual Names on File
Last Sale	$24,000 (Oct 2012)
Tax Bill	$2,760 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-14-31-300-007`

Property Details

APN / Parcel Number

Primary APN	`09-14-31-300-007`

Exterior

Lot Area	425,581 sqft (9.77 acres)

Location & Zoning

Street Address	3481 EDWARDS RD
City	ALANSON
State	MI
Zip	49706-9324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-2
Legal Description	COM AT S 1/4 COR OF SEC FOR POB, TH W 321.66 FT TH N 1316.09 FT, TH E 324.85 FT TH S 1316.17 FT TO POB. 9.77 AC. SECTION 31
Legal Range	04W
Legal Township	36N
Legal Section	31
Legal Subdivision	S31 T36N R4W
Jurisdiction	EMMET MI
Township / Civil Division	MAPLE RIVER
Census Block Group	2
Census Block	2019
Census Tract	970202

Owner

3481 Edwards Rd is owned and occupied by two individuals who bought it in October 2012.

Source: Emmet County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3481 EDWARDS RD, ALANSON, MI 49706-9324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Jan 10, 2018	Deed of Trust, Mortgage ST FRANCIS X FCU
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Jun 7, 2019	Deed of Trust, Mortgage · Balloon Mortgage ST FRANCIS X FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2012 · Amount on File
Deed Sale	Oct 17, 2012 · Amount on File
Prior Sale	Dec 1, 1995 · Amount on File
Deed Document Number	20125102288
Deed Book / Page	1149 / 665
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	3481 EDWARDS RD, ALANSON, MI 49706-9324
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 EDWARDS RD, ALANSON, MI 49706-9324

Mortgage

Document Number	0000001237/0000000912
Date	Oct 13, 2021
Book Page	0000001237/0000000912
Instrument	5190873

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	3481 EDWARDS RD, ALANSON, MI 49706-9324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1200/0628
Date	Jan 10, 2018
Book Page	1200/0628
Instrument	5153527

Lender

Name	ST FRANCIS X FCU
Type	Credit Union
Address	PETOSKEY, MI 49770

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 3, 2038

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	3481 EDWARDS RD, ALANSON, MI 49706-9324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 EDWARDS RD, ALANSON, MI 49706-9324

Mortgage

Document Number	0000001222/0000000217
Date	Jun 16, 2020
Book Page	0000001222/0000000217
Instrument	5175159

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	3481 EDWARDS RD, ALANSON, MI 49706-9324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1212/677
Date	Jun 7, 2019
Book Page	1212/677
Instrument	5165597

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Maple River Township
Unified School District	Alanson Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,100 Land $222,100	$444,200 Land $444,200
2024	$2,760.00
2023		$131,300 Land $131,300	$262,600 Land $262,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3481 Edwards Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3481 Edwards Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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