3481 E Desert Dr, Camp Verde, AZ 86322 Property Records

Yavapai County property record for 3481 E Desert Dr, Camp Verde, AZ 86322

Property Summary

Property Type	Mobile Home
Details	1,215 sqft · built 1996
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Mar 2018)
Tax Bill	$899 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`404-16-029`

Property Details

APN / Parcel Number

Primary APN	`404-16-029`
Alternative APNs	`4041602909` `404160299`

Interior

Stories	2 Stories
Building Area	1,215 sqft Living Area
1st Floor Area	1,215 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	44 ft deep x 28 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	404160299
Street Address	3481 E DESERT DR
City	CAMP VERDE
State	AZ
Zip	86322-6108
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	VERDE LAKES #3 LOT 738 630/189
Legal Range	05E
Legal Township	13N
Legal Section	14
Legal Subdivision	VERDE LAKES
Legal Lot Number	738
Jurisdiction	YAVAPAI AZ
Township / Civil Division	CAMP VERDE-SEDONA
Census Block Group	1
Census Block	1044
Census Tract	1602

Owner

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3481 E DESERT DR, CAMP VERDE, AZ 86322-6108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Mar 9, 2018	Warranty Deed, Transfer · Conventional Mortgage ON Q FIN'L
Jul 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2018 · Amount on Record
Deed Sale	Mar 9, 2018 · Amount on Record
Prior Sale	Jun 12, 2009 · Amount on Record
Deed Document Number	201811875
Prior Transfer Date	Mar 1, 2018
Prior Transfer Doc	20180011876
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	3481 E DESERT DR, CAMP VERDE, AZ 86322-6108
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	YAVAPAI TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 E DESERT DR, CAMP VERDE, AZ 86322-6108

Mortgage

Document Number	0000003925
Date	Jan 31, 2024
Instrument	2024-0003925

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Mar 9, 2018
Property Address	3481 E DESERT DR, CAMP VERDE, AZ 86322-6108
Document Number	0000011875
Instrument Date	Mar 1, 2018
Instrument	11875
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	YAVAPAI TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	19801 MEADOW RIDGE DR #21 TRABUCO CANYON CA 926791406, 21, TRABUCO CANYON, CA 92679-1406

Mortgage

Document Number	11877
Date	Mar 9, 2018
Instrument	11877

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	3481 E DESERT DR, CAMP VERDE, AZ 86322-6108
Document Number	0000035966
Instrument Date	Jul 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 E DESERT DR CAMP VERDE AZ 863226108, CAMP VERDE, AZ 86322-6108

Mortgage

Document Number	0000035966
Date	Jul 17, 2017
Instrument	35966

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 16, 2037

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Camp Verde Town
Unified School District	Camp Verde Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$107,329 (-3.76%) Land $41,373 Building $65,956
2026			$111,522 (-3.56%) Land $44,833 Building $66,689
2025	$899.00 (+5.76%)	$11,563 Land $4,966 Building $6,597	$115,636 Land $49,662 Building $65,974
2024	$850.00 (+8.56%)
2022	$783.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1993)
Most Recent Claim	Feb 1993 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Feb 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 74% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verde Valley Internet Fixed Wireless	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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