3481 64th St, Saugatuck, MI 49453 Property Records

Allegan County property record for 3481 64th St, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,482 sqft · built 1998
Lot Size	0.588 acres (25,613 sqft)
Owner	2 Individual Names on File
Last Sale	$198,000 (Mar 2009)
Tax Bill	$4,002 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-290-005-00`

Property Details

APN / Parcel Number

Primary APN	`20-290-005-00`
Alternative APN	`03-20-290-005-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	1,450 sqft
Basement Area	1,450 sqft
Unfinished Basement	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood Siding
Lot Area	25,613 sqft (0.588 acres)
Lot Dimensions	205 ft deep x 125 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3481 64TH ST
City	SAUGATUCK
State	MI
Zip	49453-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 5 POTAWATOMI PINES SUBDIVISION SEC 3 T3N R16W (98)
Legal Range	16W
Legal Township	03N
Legal Section	03
Legal Subdivision	POTAWATOMI PINES
Legal Lot Number	5
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	2
Census Block	2003
Census Tract	30801

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3481 64TH ST, SAUGATUCK, MI 49453-9706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2009 · Amount on File
Deed Sale	Mar 24, 2009 · Amount on File
Prior Sale	Jun 15, 1999 · Amount on File
Deed Book / Page	3307 / 709
Last Transfer Date	May 5, 2025
Transfer Doc	0005033/38
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3481 64TH ST, SAUGATUCK, MI 49453-9706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4274/622
Date	Aug 22, 2018
Book Page	4274/622

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3481 64TH ST, SAUGATUCK, MI 49453-9706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4535/964
Date	Nov 9, 2020
Book Page	4535/964

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Saugatuck Township
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,200 (+8.78%) Land $36,900 Building $171,300	$416,400 (+8.78%) Land $73,800 Building $342,600
2025	$4,002.00 (+10.64%) Homeowner's exemption	$191,400 (+13.66%) Land $35,600 Building $155,800	$382,800 (+13.66%) Land $71,200 Building $311,600
2024	$3,617.00
2023		$168,400 Land $25,000 Building $143,400	$336,800 Land $50,000 Building $286,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

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