3480 Joerg Ave, Merced, CA 95340 Property Records

Merced County property record for 3480 Joerg Ave, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,947 sqft · built 1990
Lot Size	0.195 acres (8,524 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Dec 2014)
Tax Bill	$3,627 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`006-367-001-000`

Property Details

APN / Parcel Number

Primary APN	`006-367-001-000`
Alternative APN	`006367001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,947 sqft Living Area
Gross Area	2,519 sqft
1st Floor Area	1,947 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	8,524 sqft (0.195 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	100 sqft
Patio Area	262 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	006367001
Street Address	3480 JOERG AVE
City	MERCED
State	CA
Zip	95340-0683
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKMONT VILL 2 LOT 90
Legal Subdivision	OAKMONT VILLAGE 02
Legal Lot Number	90
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4004
Census Tract	1101

Owner

Source: Merced County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3480 JOERG AVE, MERCED, CA 95340-0683
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage E FINANCE MORTGAGE LLC
Jul 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEXBANK SSB
Nov 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage E FINANCE MORTGAGE LLC
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 18, 2018	Intrafamily Transfer, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 12, 2014 · Amount on Record
Deed Sale	Dec 12, 2014 · Amount on Record
Prior Sale	Dec 12, 2014
Deed Document Number	0000040228
Last Transfer Date	Jan 18, 2018
Transfer Doc	0000001418
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3480 JOERG AVE, MERCED, CA 95340-0683
Transaction Type	Mortgage
Record Updated	Mar 15, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3480 JOERG AVE, MERCED, CA 95340-0683

Mortgage

Document Number	0000003681
Date	Feb 20, 2024
Instrument	2024003681

Lender

Name	E FINANCE MORTGAGE LLC
Type	Mortgage Company
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3480 JOERG AVE, MERCED, CA 95340-0683
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3480 JOERG AVE, MERCED, CA 95340-0683

Mortgage

Document Number	0000016977
Date	Jul 24, 2023
Instrument	2023016977

Lender

Name	NEXBANK SSB
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Feb 1, 2024
Change Frequency	6 Months
Min Rate At Change	3.99%
Max Rate At Change	7.99%
Margin	3
Max Rate	10.9%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3480 JOERG AVE, MERCED, CA 95340-0683
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3480 JOERG AVE, MERCED, CA 95340-0683

Mortgage

Document Number	0000038838
Date	Nov 16, 2022
Instrument	2022038838

Lender

Name	E FINANCE MORTGAGE LLC
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3480 JOERG AVE, MERCED, CA 95340-0683
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023106
Date	Jul 10, 2020
Instrument	2020023106

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jan 18, 2018
Property Address	3480 JOERG AVE, MERCED, CA 95340-0683
Document Number	0000001418
Map Reference	MB 34 PG 25&26
Instrument Date	Oct 19, 2017
Instrument	2018001418
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3480 JOERG AVE, MERCED, CA 95340-0683

Mortgage

Document Number	0000001419
Date	Jan 18, 2018
Instrument	2018001419

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,627.00 (+7.21%)	$324,370 (+4.04%) Land $48,070 Building $276,300
2023	$3,383.00 (+1.35%)	$311,776 Land $46,204 Building $265,572
2022	$3,338.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: California Internet, Verizon.

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