3480 Harlock Rd, Melbourne, FL 32934 Property Records

Brevard County property record for 3480 Harlock Rd, Melbourne, FL 32934

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,376 sqft · built 1986
Lot Size1.18 acres (51,836 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Oct 2022)
Tax Bill$5,998 (2025)
Deeds & MortgagesJun 2023 Mortgage
Sep 2024 Mortgage
+ 3 more
Flood ZoneZone A (high risk)
APN27-36-02-00-549

Property Details

APN / Parcel Number

Primary APN27-36-02-00-549
Alternative APNs
  • 27-36-02-00-00549.0-0000.00
  • 2700524

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,376 sqft Living Area
Gross Area2,976 sqft
1st Floor Area1,964 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area51,836 sqft
View / LotHighway
Garage TypeAttached
Garage Area576 sqft
PorchFinished/Open Porch
Porch Area24 sqft
Deck Area306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2700524
Street Address3480 HARLOCK RD
CityMELBOURNE
StateFL
Zip32934-8405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeREU
Legal DescriptionPART OF SW 1/4 LYING W OF HARLOCK RD & PT OF SE 1/4 OF SEC 3 LYING E OF I-95 AS DES IN ORB 2308 PG 2300 PAR 759 IN SEC 3
Legal Range36E
Legal Township27S
Legal Section02
Legal SubdivisionACREAGE
Legal Block549
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group1
Census Block1004
Census Tract64126

Owner

Source: Brevard County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3480 HARLOCK RD, MELBOURNE, FL 32934-8405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2023Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK NA
Sep 4, 2024Deed of Trust, Mortgage · FHA Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Oct 25, 2022Warranty Deed, Transfer · FHA Mortgage
NORTHPOINT MORTGAGE INC
Feb 3, 2020Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Feb 3, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2022 · Amount on Record
Deed SaleOct 25, 2022 · Amount on Record
Prior SaleOct 4, 2016 · Amount on Record
Deed Document Number2022255590
Deed Book / Page9642 / 1937
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3480 HARLOCK RD, MELBOURNE, FL 32934-8405
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3480 HARLOCK RD, MELBOURNE, FL 32934-8405

Mortgage

Document Number0098042334
DateJun 5, 2023
Book Page9804/2334
Instrument2023114959
Lender
NameFLAGSTAR BANK NA
TypeBank
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2053

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3480 HARLOCK RD, MELBOURNE, FL 32934-8405
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyTIMIOS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3480 HARLOCK RD, MELBOURNE, FL 32934-8405

Mortgage

Document Number0101490647
DateSep 4, 2024
Book Page10149/647
Instrument2024179469
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueSep 1, 2064

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateOct 25, 2022
Property Address3480 HARLOCK RD, MELBOURNE, FL 32934-8405
Document Number0096421937
Book / Page9642 / 1937
Instrument DateOct 21, 2022
Instrument2022255590
Transaction TypeTransfer
Record UpdatedJul 13, 2023
Title CompanyPRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,395.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9758 CHARLESTON RD, RIPLEY, WV 25271-5728

Transferred To (Grantee/Buyer)

NameVerified Name
Address3480 HARLOCK RD, MELBOURNE, FL 32934-8405

Mortgage

Document Number0096421938
DateOct 25, 2022
Instrument9642/1938
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBREVARD FL
Property Address3480 HARLOCK RD, MELBOURNE, FL 32934-8405
Document Number0086961862
Instrument DateFeb 3, 2020
Transaction TypeMortgage
Record UpdatedMay 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3480 HARLOCK RD MELBOURNE FL 329348405, MELBOURNE, FL 32934-8405

Mortgage

Document Number0086961862
DateMar 20, 2020
Book Page008696/001862
Instrument66052
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 19, 2050
Interest
Rate3.75%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3480 HARLOCK RD, MELBOURNE, FL 32934-8405
Document Number0086830055
Instrument DateFeb 3, 2020
Transaction TypeMortgage
Record UpdatedMay 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3480 HARLOCK RD MELBOURNE FL 329348405, MELBOURNE, FL 32934-8405

Mortgage

Document Number0086830055
DateMar 5, 2020
Book Page008683/000055
Instrument53283
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 4, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$384,410 (+2.7%)$434,410 (+9.35%)
2025$5,998.00 (+7.84%) Homeowner's exemption$374,310 (+5.98%)$397,250 (-3%) Land $144,590 Building $252,660
2023$5,562.00 (+60.57%) Homeowner's exemption$353,180 (+48.2%)$409,550 (+2.1%) Land $144,590 Building $264,960
2022$3,464.00 Homeowner's exemption$238,310$401,110 Land $137,090 Building $264,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 143 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies143 in force
Nearby Flood Claims27 (1984–2019)
Claims Outside the SFHA16 of 27
Most Recent ClaimAug 2019 · other causes
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 12 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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