348 Wyndgate Rd, Sacramento, CA 95864 Property Records

Sacramento County property record for 348 Wyndgate Rd, Sacramento, CA 95864

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2.5 ba · 2,365 sqft · built 1980
Lot Size	0.09 acres (3,920 sqft)
Owner	Trust Name on File
Tax Bill	$7,919 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`292-0530-020-0000`

Property Details

APN / Parcel Number

Primary APN	`292-0530-020-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,365 sqft Living Area
1st Floor Area	1,309 sqft
2nd Floor Area	1,056 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Pool Area	4,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	348 WYNDGATE RD
City	SACRAMENTO
State	CA
Zip	95864-5943
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RD-5
Legal Description	WILHAGGIN OAKS REVISED, LOT 22
Legal Subdivision	WILHAGGIN OAKS REVISED
Legal Lot Number	22
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4004
Census Tract	5404

Owner

348 Wyndgate Rd, a planned unit development, is owner-occupied and held in a trust since October 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	348 WYNDGATE RD, SACRAMENTO, CA 95864-5943
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2025	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK OF CENTRAL CA
Oct 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ASSET FINANCIAL CENTER INC
Jul 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 15, 2021
Transfer Doc	0000000488
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	348 WYNDGATE RD, SACRAMENTO, CA 95864-5943
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 WYNDGATE RD, SACRAMENTO, CA 95864-5943

Mortgage

Document Number	0000000652
Date	Apr 28, 2025
Instrument	202504280652

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL CA
Type	Bank
Address	LODI, CA 95241

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 22, 2021
Property Address	348 WYNDGATE RD, SACRAMENTO, CA 95864-5943
Document Number	0000000488
Map Reference	MB 127 MAP 5
Instrument Date	Oct 15, 2021
Instrument	2021102200488
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	348 WYNDGATE RD, SACRAMENTO, CA 95864-5943

Mortgage

Document Number	0000000489
Date	Oct 22, 2021
Instrument	2021102200489

Lender

Name	ASSET FINANCIAL CENTER INC
Type	Non-Lending Institution
Address	SACRAMENTO, CA 95811

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 5, 2018
Property Address	348 WYNDGATE RD, SACRAMENTO, CA 95864-5943
Document Number	1807051552
Instrument Date	Jun 1, 2018
Instrument	1807051552
Transaction Type	Transfer
Record Updated	Jul 17, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	348 WYNDGATE RD SACRAMENTO CA 958645943, SACRAMENTO, CA 95864-5943

Tax Assessment & Valuation

The 2025 property tax bill for 348 Wyndgate Rd was $7,919 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$666,154 (+2%) Land $281,471 Building $384,683
2025	$7,919.00 (+0.96%) Homeowner's exemption	$653,093 Land $275,952 Building $377,141
2024	$7,844.00 (+2.58%)
2023	$7,647.00 (+0.57%) Homeowner's exemption	$627,736 Land $265,238 Building $362,498
2022	$7,604.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 348 Wyndgate Rd in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 348 Wyndgate Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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