Montgomery County property record for 348 Winding Way, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,050 sqft · built 1950 |
| Lot Size | 0.225 acres (9,840 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jul 2023) |
| Tax Bill | $4,873 (2024) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 01101 0004 |
| Primary APN | N64 01101 0004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 9,840 sqft (0.225 acres) |
| Lot Dimensions | 133 ft deep x 74 ft wide |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 216 sqft |
| Patio Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 348 WINDING WAY |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 26 WINDINGWAY RIDGEWAY 4 |
| Legal Subdivision | WINDINGWAY RIDGEWAY 4 |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20300 |
348 Winding Way is owned and occupied by an individual who bought it in July 2023.
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 348 WINDING WAY, DAYTON, OH 45429-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2023 · Amount on File |
| Deed Sale | Jul 19, 2023 · Amount on File |
| Prior Sale | Apr 30, 2021 |
| Deed Document Number | 202300036518 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 19, 2023 |
| Property Address | 348 WINDING WAY, DAYTON, OH 45429-1424 |
| Document Number | 0000036518 |
| Map Reference | MB Z PG 21 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 202300036518 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 348 WINDING WAY, KETTERING, OH 45429-1424 |
| Document Number | 0000036519 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 202300036519 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Number | 0000036520 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 202300036520 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | EATON, OH 45320 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $76,550 Land $20,150 Building $56,400 | ||
| 2024 | $4,873.00 (+2.72%) | ||
| 2023 | $4,744.00 (+12.26%) | $76,550 (+42%) Land $20,150 Building $56,400 | $218,700 Land $57,560 Building $161,140 |
| 2022 | $4,226.00 | $53,910 Land $14,190 Building $39,720 | |
| 2020 | $154,020 Land $40,540 Building $113,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 348 Winding Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 348 Winding Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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