348 Willow St, Lowell, IN 46356 Property Records

Lake County property record for 348 Willow St, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,008 sqft · built 2010
Lot Size	0.281 acres (12,232 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Aug 2024)
Tax Bill	$3,499 (2024)
Deeds & Mortgages	May 2026 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-29-04-0244-0018`

Property Details

APN / Parcel Number

Primary APN	`010-29-04-0244-0018`
Alternative APNs	`45-19-27-254-008.000-038` `290402440018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,008 sqft Living Area
Gross Area	3,584 sqft
1st Floor Area	3,008 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,232 sqft (0.281 acres)
Lot Dimensions	139 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	348 WILLOW ST
City	LOWELL
State	IN
Zip	46356-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	CARRIAGE CROSSING SUBDIVISION UNIT TWO PHASE 3 LOT 50
Legal Subdivision	CARRIAGE CROSSING SUBDIVISION UNIT TWO P
Legal Phase	3
Legal Lot Number	50
Jurisdiction	LAKE IN
Township / Civil Division	WEST CREEK
Census Block Group	4
Census Block	4001
Census Tract	43401

Owner

Source: Lake County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	348 WILLOW ST, LOWELL, IN 46356-2258
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Nov 18, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Dec 6, 2017	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2024 · Amount on Record
Deed Sale	Aug 8, 2024 · Amount on Record
Prior Sale	Aug 8, 2024 · Amount on Record
Deed Document Number	2024526315
Prior Transfer Date	Aug 1, 2024
Prior Transfer Doc	0000026314
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	May 14, 2026
Property Address	348 WILLOW ST, LOWELL, IN 46356-2258
Document Number	0000519731
Instrument Date	May 11, 2026
Instrument	2026519731
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 WILLOW ST, LOWELL, IN 46356-2258

Mortgage

Document Number	0000519731,
Date	May 14, 2026
Instrument	2026519731

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	348 WILLOW ST, LOWELL, IN 46356-2258
Document Number	0000083745
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 WILLOW ST LOWELL IN 463562258, LOWELL, IN 46356-2258

Mortgage

Document Number	0000083745
Date	Dec 4, 2019
Instrument	83745

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	348 WILLOW ST, LOWELL, IN 46356-2258
Document Number	0000083868
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Mar 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 WILLOW ST LOWELL IN 463562258, LOWELL, IN 46356-2258

Mortgage

Document Number	0000083868
Date	Dec 12, 2017
Instrument	83868

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	West Creek Township
Municipality	Lowell Town
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$405,100 (+18.62%) Land $51,200 Building $353,900	$405,100 (+18.62%) Land $51,200 Building $353,900
2024	$3,499.00 (+4.17%)
2023		$341,500 (+1.67%) Land $47,000 Building $294,500	$341,500 (+1.67%) Land $47,000 Building $294,500
2022	$3,359.00 Homeowner's exemption	$335,900 Land $47,000 Building $288,900	$335,900 Land $47,000 Building $288,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - LOWELL serves 11,908 people · EPA ID IN5245029
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022 Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Surf Internet, Verizon.

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