348 Wilder St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 348 Wilder St, Lowell, MA 01851

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,827 sqft · built 1915
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$406,000 (Jul 2020)
Tax Bill	$5,455 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M01065`

Property Details

APN / Parcel Number

Primary APN	`M01065`
Alternative APNs	`LOWE M:103 B:6385 L:348` `M:000103 T:M01065`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,827 sqft Living Area
Gross Area	3,514 sqft
1st Floor Area	1,095 sqft
Attic	Attic
Attic Area	120 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area
Sauna	Sauna

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	M01065
Street Address	348 WILDER ST
City	LOWELL
State	MA
Zip	01851-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Block	6385
Legal Lot Number	348
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1007
Census Tract	311300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wilder Street Historic District listed 1995 · 29 contributing resources · NRIS 95000662

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	348 WILDER ST, LOWELL, MA 01851-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 27, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC
Nov 22, 2017	Quit Claim Deed, Transfer HANSCOM FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Nov 22, 2017 · Amount on Record
Deed Book / Page	34412 / 283
Prior Transfer Date	Jul 17, 2020
Prior Transfer Doc	34412-283
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	348 WILDER ST, LOWELL, MA 01851-2414
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037742-212
Date	Mar 27, 2023
Book Page	37742/212
Instrument	8110

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 27, 2020
Property Address	348 WILDER ST, LOWELL, MA 01851-2414
Document Number	34412-283
Book / Page	34412 / 283
Instrument Date	Jul 17, 2020
Instrument	34186
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 WILDER ST, LOWELL, MA 01851-2414

Mortgage

Document Number	34187
Date	Jul 27, 2020
Instrument	34187

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Nov 22, 2017
Property Address	348 WILDER ST, LOWELL, MA 01851-2414
Document Number	31668-54
Book / Page	31668 / 54
Instrument	52704
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.73
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	348 WILDER ST, LOWELL, MA 01851-2414

Mortgage

Document Number	316680056
Date	Nov 22, 2017
Instrument	31668/0056

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2047

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,455.00 (+6.34%)	$480,600 (+7.54%) Land $162,800 Building $317,800	$499,833 (+2.14%)
2025	$5,130.00 (+2.09%)	$446,900 (+5.93%) Land $152,100 Building $294,800	$489,345 (+8.51%)
2024	$5,025.00 (+6.08%)	$421,900 (+10.62%) Land $143,500 Building $278,400	$450,965
2023	$4,737.00	$381,400 Land $124,800 Building $256,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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