Contra Costa County property record for 348 Western Dr, Richmond, CA 94801
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,486 sqft · built 1953 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,850,000 (Nov 2021) |
| Tax Bill | $29,556 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Apr 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 558-041-008-1 |
| Primary APN | 558-041-008-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,486 sqft Living Area |
| 1st Floor Area | 1,418 sqft |
| 2nd Floor Area | 543 sqft |
| Basement Area | 525 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 348 WESTERN DR |
|---|---|
| City | RICHMOND |
| State | CA |
| Zip | 94801-3755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BAY SHORE TR POR LOTS 16 TO 19 BLK 2 |
| Legal Subdivision | BAY SHORE |
| Legal Block | 2 |
| Legal Lot Number | 16-19 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 378000 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 348 WESTERN DR, RICHMOND, CA 94801-3755 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Nov 20, 2025 | Intrafamily Transfer, Transfer |
| Apr 19, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Nov 9, 2021 | Grant Deed, Transfer · Commercial Mortgage PACIFIC FREEDOM FUND LLC |
| Mar 15, 2021 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Mar 15, 2021 | Grant Deed, Transfer · Commercial Mortgage PACIFIC FREEDOM FUND LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2021 · Amount on Record |
| Deed Sale | Nov 9, 2021 · Amount on Record |
| Prior Sale | Mar 15, 2021 · Amount on Record |
| Deed Document Number | 2021310927 |
| Last Transfer Date | Nov 11, 2025 |
| Transfer Doc | 0000130521 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Nov 20, 2025 |
| Property Address | 348 WESTERN DR, RICHMOND, CA 94801-3755 |
| Document Number | 0000130521 |
| Map Reference | MB E PG 104 |
| Instrument Date | Nov 11, 2025 |
| Instrument | 2025- 130521 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 348 WESTERN DR, RICHMOND, CA 94801-3755 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 348 WESTERN DR, RICHMOND, CA 94801-3755 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 348 WESTERN DR, RICHMOND, CA 94801-3755 |
| Document Number | 0000036362 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 2023-036362 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | May 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.6% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 348 WESTERN DR, RICHMOND, CA 94801-3755 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 348 WESTERN DR, RICHMOND, CA 94801-3755 |
| Document Number | 0000326202 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 2020-326202 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Nov 9, 2021 |
| Property Address | 348 WESTERN DR, RICHMOND, CA 94801-3755 |
| Document Number | 0000310927 |
| Map Reference | MB E PG 104 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 2021-310927 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 348 WESTERN DR, RICHMOND, CA 94801-3755 |
| Document Number | 0000310928 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 2021-310928 |
| Name | PACIFIC FREEDOM FUND LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 15, 2021 |
| Property Address | 348 WESTERN DR, RICHMOND, CA 94801-3755 |
| Document Number | 0000076827 |
| Map Reference | MB E PG 104 |
| Instrument Date | Mar 9, 2021 |
| Instrument | 2021-076827 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 948 WESTERN DR, RICHMOND, CA 94801 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 15, 2021 |
| Property Address | 348 WESTERN DR, RICHMOND, CA 94801-3755 |
| Document Number | 0000076826 |
| Map Reference | MB E PG 104 |
| Instrument Date | Mar 9, 2021 |
| Instrument | 2021-076826 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 348 WESTERN DR, RICHMOND, CA 94801-3755 |
| Document Number | 0000076828 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 2021-076828 |
| Name | PACIFIC FREEDOM FUND LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Richmond City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,002,498 (+2%) Land $1,082,432 Building $920,066 | |
| 2025 | $29,556.00 (+4.1%) | $1,963,234 (+4.04%) Land $1,061,208 Building $902,026 |
| 2023 | $28,391.00 (+1.32%) | $1,887,000 Land $1,020,000 Building $867,000 |
| 2022 | $28,020.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1983–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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