348 Wayne St, Manchester, KY 40962 Property Records

Clay County property record for 348 Wayne St, Manchester, KY 40962 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1925
Lot Size	0.422 acres (18,382 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Jul 2023)
Tax Bill	$1,313 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`083-33-04-002.00`

Property Details

APN / Parcel Number

Primary APN	`083-33-04-002.00`
Alternative APNs	`112216` `12210`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,382 sqft (0.422 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	12210
Street Address	348 WAYNE ST
City	MANCHESTER
State	KY
Zip	40962-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.422 ACRES & HOUSE
Jurisdiction	CLAY KY
Township / Civil Division	MANCHESTER
Census Block Group	3
Census Block	3017
Census Tract	950301

Owner

Source: Clay County records · APN 083-33-04-002.00

Assessment roll updated December 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2019 PETER CAVE RD, MC KEE, KY 40447-7271
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC
Feb 26, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2023 · Amount on Record
Deed Sale	Jul 13, 2023 · Amount on Record
Prior Sale	Jul 26, 2021 · Amount on Record
Deed Document Number	20231681927
Deed Book / Page	344 / 72
Prior Transfer Date	Feb 18, 2018
Prior Transfer Doc	DEED322/547
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY KY
Recording Date	Jul 13, 2023
Property Address	348 WAYNE ST, MANCHESTER, KY 40962-1126
Document Number	0000344/72
Book / Page	344 / 72
Instrument Date	Jun 27, 2023
Instrument	1681927
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	ACCURATE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1977 STRUBLE RD, CINCINNATI, OH 45231-1945

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2019 PETER CAVE RD, CLOVER BOTTOM, KY 40447-7271
Investor	Possibly a Property Investor

Mortgage

Document Number	000246/655
Date	Jul 13, 2023
Book Page	246/655
Instrument	1681928

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jul 01, 2030
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year T-Bill
Max Rate	11.6%

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY KY
Recording Date	Feb 26, 2018
Property Address	348 WAYNE ST, MANCHESTER, KY 40962-1126
Document Number	DEED322/547
Book / Page	DEED 322 / 547
Instrument Date	Feb 18, 2018
Instrument	142051
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1975 STRUBLE RD, CINCINNATI, OH 45231-1945

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	262 SYCAMORE LN APT 131, 131, SOUTH LEBANON, OH 45065-1519
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 22, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Clay County
Municipality	Manchester City
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,313.00 (+181.16%)	$110,000 (+180.61%)	$110,000 (+180.61%)
2023	$467.00	$39,200	$39,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (21051C), updated September 28, 2007 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210519503013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 78% of Kentucky
Wildfire Likelihood	About 1 in 621 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Peoples Rural Telephone Cooperative Corporation	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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