348 Walnut Ln, Youngstown, NY 14174 Property Records

Niagara County and Porter Town property record for 348 Walnut Ln, Youngstown, NY 14174

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,192 sqft · built 1960
Lot Size	0.409 acres (17,820 sqft)
Owner	2 Individual Names on File
Last Sale	$168,500 (Nov 2018)
Tax Bill	$8,987 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`293489 59.14-1-8`

Property Details

APN / Parcel Number

Primary APN	`293489 59.14-1-8`
Alternative APN	`34890590140001008000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,192 sqft Living Area
1st Floor Area	1,240 sqft
2nd Floor Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	17,820 sqft (0.409 acres)
Lot Dimensions	162 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	348 WALNUT LN
City	YOUNGSTOWN
State	NY
Zip	14174-1349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	03 65-1-10
Legal Subdivision	MILE RESERVE
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	NIAGARA NY
Township / Civil Division	PORTER
Census Block Group	2
Census Block	2010
Census Tract	24501

Owner

348 Walnut Ln is owned by two individuals who bought it in November 2018.

Source: Niagara County and Porter Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4007 QUAKER RD, GASPORT, NY 14067-9476
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
Jun 16, 2020	Loan Modification, Mortgage · Conventional Mortgage KEYBANK USA
Dec 7, 2018	Affidavit of Death, Transfer
Nov 30, 2018	Grant Deed, Transfer · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Deed Document Number	201821087
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	348 WALNUT LN, YOUNGSTOWN, NY 14174-1349
Document Number	0000014235
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 WALNUT LN YOUNGSTOWN NY 141741349, YOUNGSTOWN, NY 14174-1349

Mortgage

Document Number	0000014235
Date	Sep 9, 2020
Instrument	14235

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NIAGARA NY
Property Address	348 WALNUT LN, YOUNGSTOWN, NY 14174-1349
Document Number	0000014236
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 WALNUT LN YOUNGSTOWN NY 141741349, YOUNGSTOWN, NY 14174-1349

Mortgage

Document Number	0000014236
Date	Sep 9, 2020
Instrument	14236

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2050

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	NIAGARA NY
Recording Date	Dec 7, 2018
Property Address	348 WALNUT LN, YOUNGSTOWN, NY 14174-1349
Document Number	0000021538
Instrument Date	Dec 7, 2018
Instrument	21538
Transaction Type	Transfer
Record Updated	Dec 20, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 WALNUT LN YOUNGSTOWN NY 141741349, YOUNGSTOWN, NY 14174-1349

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NIAGARA NY
Recording Date	Nov 30, 2018
Property Address	348 WALNUT LN, YOUNGSTOWN, NY 14174-1349
Document Number	0000021087
Instrument Date	Nov 29, 2018
Instrument	21087
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$674.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4007 QUAKER RD GASPORT NY 140679476, GASPORT, NY 14067-9476

Mortgage

Document Number	21088
Date	Nov 30, 2018
Instrument	21088

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 348 Walnut Ln was $8,987, up 16.3% from the year before.

Source: Niagara County and Porter Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Porter Town
Unified School District	Lewiston-Porter Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,987.00 (+16.32%)
2025	$7,726.00	$189,200 Land $29,200 Building $160,000	$430,000 Land $66,364 Building $363,636
2023		$189,200 Land $29,200 Building $160,000	$363,800 Land $56,147 Building $307,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 348 Walnut Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2017–2019)
Most Recent Claim	Jul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 348 Walnut Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTER MASTER IMPROVEMENT AREA serves 6,920 people · EPA ID NY3100577
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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