348 W Nepessing St, Lapeer, MI 48446 Property Records

Lapeer County property record for 348 W Nepessing St, Lapeer, MI 48446

Property Summary

Property Type	Restaurant
Details	2,380 sqft · built 1968
Lot Size	0.055 acres (2,396 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Jul 2021)
Tax Bill	$3,267 (2025)
Deeds & Mortgages	Jul 2021 Sale Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L20-09-800-040-00`

Property Details

APN / Parcel Number

Primary APN	`L20-09-800-040-00`

Interior

Stories	1 Story
Building Area	2,380 sqft Total Area
Flooring	Carpet

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	2,396 sqft (0.055 acres)
Lot Dimensions	120 ft deep x 20 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	348 W NEPESSING ST
City	LAPEER
State	MI
Zip	48446-2149
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	CBD1 CEN B
Legal Description	CITY OF LAPEER LAPEER VILLAGE PLAT SWLY 20 FT OF LOT 74 (L=1 P=73 SEC 5, T7N-R10E)
Legal Range	10E
Legal Township	07N
Legal Section	05
Legal Subdivision	CITY OF LAPEER B LAPEER VILLAG
Legal Lot Number	74
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2048
Census Tract	337500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1155 PORTSMOUTH RD, ROCHESTER HILLS, MI 48309-2830
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Warranty Deed, Transfer
Nov 21, 2019	Deed of Trust, Mortgage OXFORD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Prior Sale	Sep 1, 2011 · Amount on Record
Deed Book / Page	3221 / 783
Prior Transfer Date	Jan 12, 2011
Prior Transfer Doc	0024830071
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 21, 2021
Property Address	348 W NEPESSING ST, LAPEER, MI 48446-2149
Document Number	0032210783
Book / Page	3221 / 783
Map Reference	LB 1 PG 73
Instrument Date	Jul 16, 2021
Transaction Type	Transfer
Record Updated	Jul 17, 2023

Transaction

Amount	Amount Recorded
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 FERN DR, LEONARD, MI 48367-4283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1155 PORTSMOUTH RD, ROCHESTER HILLS, MI 48309-2830

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	348 W NEPESSING ST, LAPEER, MI 48446-2149
Document Number	0030670573
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	MASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	348 W NEPESSING ST LAPEER MI 484462149, LAPEER, MI 48446-2149

Mortgage

Document Number	0030670573
Date	Dec 12, 2019
Book Page	003067/000573

Lender

Name	OXFORD BK
Type	Bank
Address	OXFORD, MI 48371

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,100 (+5.14%)	$270,200 (+5.14%)
2025	$3,267.00 (-15.49%)	$128,500 (+42.94%)	$257,000 (+42.94%)
2023		$89,900	$179,800
2022	$3,866.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on W Nepessing St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures