348 W 20th St, Chico, CA 95928 Property Records

Butte County property record for 348 W 20th St, Chico, CA 95928

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,085 sqft · built 1947
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Tax Bill$1,289 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Jun 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN005-261-011-000

Property Details

APN / Parcel Number

Primary APN005-261-011-000
Alternative APN
  • 005-261-011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,085 sqft Living Area

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

SewerMunicipal

Location & Zoning

Old Parcel Number005-261-011
Street Address348 W 20TH ST
CityCHICO
StateCA
Zip95928-7019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-1
Legal Description348 W 20TH ST
Legal SubdivisionBARBER ADD 01
Legal Block9
Legal Lot Number7,8
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group3
Census Block3003
Census Tract1200

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address348 W 20TH ST, CHICO, CA 95928-7019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2026Deed of Trust, Mortgage · Line of Credit
SIERRA CTRL CREDIT UNION
Jun 23, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
THE GOLDEN 1 CU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Recording DateJun 9, 2026
Property Address348 W 20TH ST, CHICO, CA 95928-7019
Document Number0000016321
Instrument DateJun 2, 2026
Instrument202616321
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address348 W 20TH ST, CHICO, CA 95928-7019

Mortgage

Document Number0000016321,
DateJun 9, 2026
Instrument202616321
Lender
NameSIERRA CTRL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 25, 2051
Interest
Rate TypeAdjustable Rate
Rate8%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address348 W 20TH ST, CHICO, CA 95928-7019
Transaction TypeMortgage
Record UpdatedJul 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address348 W 20TH ST, CHICO, CA 95928-7019

Mortgage

Document Number0000021569
DateJun 23, 2022
Instrument2022-0021569
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJun 20, 2042

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityChico City
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$116,138 (+2%) Land $40,992 Building $75,146
2025$1,289.00 (+9.7%) Homeowner's exemption$113,862 (+4.04%) Land $40,189 Building $73,673
2024$298,710
2023$1,175.00 (+1.64%) Homeowner's exemption$109,442 Land $38,629 Building $70,813
2022$1,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL-WATER SERVICE CO.-CHICO
private · serves 110,473 people · EPA ID CA0410002
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Race Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: DigitalPath.

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