348 Umbrella Rd, Walnut, IA 51577 Property Records

Shelby County property record for 348 Umbrella Rd, Walnut, IA 51577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,523 sqft · built 1939
Lot Size	3.82 acres (166,399 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,120 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`831523101001`

Property Details

APN / Parcel Number

Primary APN	`831523101001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,523 sqft Living Area
1st Floor Area	896 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	166,399 sqft (3.82 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	348 UMBRELLA RD
City	WALNUT
State	IA
Zip	51577-6111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23-78-38 PT NE NE PARCEL A 3.14 NET AC
Legal Range	38W
Legal Township	78N
Legal Section	23
Jurisdiction	SHELBY IA
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2173
Census Tract	960100

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	348 UMBRELLA RD, WALNUT, IA 51577-6111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage COBALT CU
Jan 10, 2018	Warranty Deed, Transfer
Oct 2, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	348 UMBRELLA RD, WALNUT, IA 51577-6111
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201405
Date	Aug 20, 2020
Instrument	2020-1405

Lender

Name	COBALT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 27, 2040

Interest

Rate Type	Fixed Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IA
Recording Date	Jan 10, 2018
Property Address	348 UMBRELLA RD, WALNUT, IA 51577-6111
Document Number	0020180077
Instrument Date	Sep 28, 2017
Instrument	2018-0077
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 UMBRELLA RD, WALNUT, IA 51577-6111

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY IA
Recording Date	Oct 2, 2017
Property Address	348 UMBRELLA RD, WALNUT, IA 51577-6111
Document Number	02017/1821
Book / Page	2017 / 1821
Instrument Date	Sep 28, 2017
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	348 UMBRELLA RD, WALNUT, IA 51577-6111

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Unified School District	Exira-Elk Horn-Kimballton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,120.00 (+5.47%)	$206,204 (-) Land $50,988 Building $155,216	$206,204 (-) Land $50,988 Building $155,216
2025		$206,204 (+12.05%) Land $50,988 Building $155,216	$206,204 (+12.05%) Land $50,988 Building $155,216
2024	$2,010.00 (+14.33%)
2023		$184,029 (+31.16%) Land $50,988 Building $133,041	$184,029 (+31.16%) Land $50,988 Building $133,041
2022	$1,758.00 Homeowner's exemption	$140,314 Land $50,988 Building $89,326
2021			$140,314 Land $50,988 Building $89,326

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Marne & Elk Horn Telephone Company Fiber	1,000 / 1,000

May also be available: Nextlink.

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