348 Trunk Dr, Dayton, OH 45431 Property Records

Montgomery County property record for 348 Trunk Dr, Dayton, OH 45431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1954
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (May 2023)
Tax Bill	$2,235 (2024)
Deeds & Mortgages	Oct 2022 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`I39 00906 0029`

Property Details

APN / Parcel Number

Primary APN	`I39 00906 0029`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Game Room	Game Room

Exterior

Year Built	Built 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Deck Area	432 sqft
Patio Area	180 sqft
Canopy	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	348 TRUNK DR
City	DAYTON
State	OH
Zip	45431-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	203 BEVERLEY GDNS SEC 1
Legal Subdivision	BEVERLEY GDNS SEC 1
Legal Lot Number	29
Jurisdiction	MONTGOMERY OH
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1004
Census Tract	90800

Owner

348 Trunk Dr is owned and occupied by an individual who bought it in May 2023.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	348 TRUNK DR, DAYTON, OH 45431-2247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage US BANK TRUST CO NA
May 11, 2023	Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC
Aug 15, 2022	Warranty Deed, Transfer PCTITLE PROS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2023 · Amount on File
Deed Sale	May 11, 2023 · Amount on File
Prior Sale	Aug 15, 2022 · Amount on File
Deed Document Number	202300023849
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	348 TRUNK DR, DAYTON, OH 45431-2247
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000067958
Date	Oct 28, 2022
Instrument	2022-00067958

Lender

Name	US BANK TRUST CO NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 11, 2023
Property Address	348 TRUNK DR, DAYTON, OH 45431-2247
Document Number	0000023849
Map Reference	MB EE PG 54&55
Instrument Date	Apr 19, 2023
Instrument	202300023849
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	348 TRUNK DR, DAYTON, OH 45431-2247

Mortgage

Document Number	0000023850
Date	May 11, 2023
Instrument	202300023850

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 15, 2022
Property Address	348 TRUNK DR, DAYTON, OH 45431-2247
Document Number	0000051567
Map Reference	MB EE PG 54&55
Instrument Date	Jul 22, 2022
Instrument	2022-00051567
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	PCTITLE PROS INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 PARK AVE S # 73833, NEW YORK, NY 10003-0103

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Riverside City
Unified School District	Mad River Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,300 Land $7,930 Building $35,370
2024	$2,235.00 (+4.88%)
2023	$2,131.00 (+24.69%)	$43,300 (+63.09%) Land $7,930 Building $35,370	$123,700 Land $22,650 Building $101,050
2022	$1,709.00	$26,550 Land $5,250 Building $21,300
2020			$75,860 Land $15,000 Building $60,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 348 Trunk Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 348 Trunk Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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