348 Thomas St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 348 Thomas St, Phillipsburg, NJ 08865

Property Summary

Property TypeSingle Family Home
Details1,383 sqft · built 1949
Lot Size0.145 acres (6,316 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Feb 2002)
Tax Bill$4,946 (2025)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN19-02403-0000-00003

Property Details

APN / Parcel Number

Primary APN19-02403-0000-00003
Alternative APNs
  • 190240300003
  • 07008180
  • 4254

Interior

Stories2 Stories
Building Area1,383 sqft Living Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area6,316 sqft (0.145 acres)
Lot Dimensions127 ft deep x 50 ft wide

Location & Zoning

Account Number4254
Street Address348 THOMAS ST
CityPHILLIPSBURG
StateNJ
Zip08865-3342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-50
Legal Block2403
Legal Lot Number3
JurisdictionWARREN NJ
Township / Civil DivisionPHILLIPSBURG
Census Block Group2
Census Block2031
Census Tract30800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Morris Canal
listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address348 THOMAS ST, PHILLIPSBURG, NJ 08865-3342
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2002 · Amount on Record
Deed SaleFeb 26, 2002 · Amount on Record
Deed Document Number2002163164
Deed Book / Page1794 / 157
Prior Transfer DateMay 9, 2000
Prior Transfer Doc0000124344
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN NJ
Property Address348 THOMAS ST, PHILLIPSBURG, NJ 08865-3342
Document Number0000488665
Instrument DateJan 12, 2018
Transaction TypeMortgage
Record UpdatedMar 19, 2018
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address348 THOMAS ST PHILLIPSBURG NJ 088653342, PHILLIPSBURG, NJ 08865-3342

Mortgage

Document Number0000488665
DateFeb 16, 2018
Book Page006550/000319
Instrument488665
Lender
NameAFFINITY FCU
TypeCredit Union
AddressBASKING RIDGE, NJ 07920
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 15, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyWarren County
MunicipalityPhillipsburg Town
Unified School DistrictPhillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$105,800 (-) Land $29,100 Building $76,700$105,800 (-) Land $29,100 Building $76,700
2025$4,946.00 (+2.87%)$105,800 (-) Land $29,100 Building $76,700$105,800 (-) Land $29,100 Building $76,700
2024$4,808.00 (+9.57%)
2023$105,800 Land $29,100 Building $76,700$105,800 Land $29,100 Building $76,700
2022$4,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1979–1986)
Claims Outside the SFHA5 of 5
Most Recent ClaimJul 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA NJ - PHILLIPSBURG
private · serves 26,686 people · EPA ID NJ2119001
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2025
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Service Electric Cable TV
Cable
1,000 / 40
Starlink
Satellite
280 / 30

May also be available: AT&T, T-Mobile, Verizon, Xfinity.

Nearby Properties on Thomas St

Nearby Streets

Search Property Records by Address or Parcel Number