348 Thomas St, Jefferson, NC 28640 Property Records

Ashe County property record for 348 Thomas St, Jefferson, NC 28640 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,830 sqft · built 1990
Lot Size	0.434 acres (18,900 sqft)
Owner	Company Name on File
Tax Bill	$3,159 (2025)
Deeds & Mortgages	Aug 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`09263-001-609`

Property Details

APN / Parcel Number

Primary APN	`09263-001-609`
Alternative APN	`96931`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,830 sqft Heated Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Lot Area	18,900 sqft (0.434 acres)
Lot Dimensions	140 ft deep x 135 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	96931
Street Address	348 THOMAS ST
City	JEFFERSON
State	NC
Zip	28640-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 145-149 & N 1/2 OF 150 HORTON (PAVED HWY)
Legal Lot Number	145-149
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3023
Census Tract	970502

Owner

Source: Ashe County records · APN 09263-001-609

Assessment roll updated May 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	17 CHURCH ST, ASHEVILLE, NC 28801-3303
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	348 THOMAS ST, JEFFERSON, NC 28640-9634
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000503/187
Date	Aug 05, 2019
Book Page	503/187
Instrument	3338

Lender

Name	MIDCAP FINANCIAL T

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Municipality	Jefferson Town
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,159.00 (+4.78%)	$410,300 (-) Land $20,000 Building $390,300	$410,300 (-) Land $20,000 Building $390,300
2023	$3,015.00 (+21.18%)	$410,300 (+63.21%) Land $20,000 Building $390,300	$410,300 (+63.21%) Land $20,000 Building $390,300
2022	$2,488.00	$251,400 Land $20,000 Building $231,400	$251,400 Land $20,000 Building $231,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashe County (37009C), updated June 2, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370099705023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 2 of 4 on primary residences
Nearby Flood Claims	4 (2024)
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Flood Events	Tropical Storm Helene (Sep 2024), 3 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 43% of North Carolina
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.