McCreary County property record for 348 Swain Rd, Pine Knot, KY 42635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,064 sqft · built 1960 |
| Lot Size | 4.8 acres (209,524 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $369 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Mar 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 173-00-00-021.00 |
| Primary APN | 173-00-00-021.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,064 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 209,524 sqft (4.8 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Heating Fuel | Electric |
|---|---|
| Water Source | Commercial |
| Street Address | 348 SWAIN RD |
|---|---|
| City | PINE KNOT |
| State | KY |
| Zip | 42635-9301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT & HSE & BLG |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 960401 |
348 Swain Rd is owned and occupied by an individual who acquired it in March 2025.
Source: McCreary County records, as of January 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 348 SWAIN RD, PINE KNOT, KY 42635-9301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2025 | Deed of Trust, Mortgage · FHA Mortgage FORCHT BANK |
| Mar 5, 2025 | Warranty Deed, Transfer |
| Aug 22, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2025 |
| Deed Sale | Mar 5, 2025 |
| Prior Sale | Aug 22, 2018 · Amount on File |
| Deed Document Number | 153343 |
| Deed Book / Page | D216 / 733 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 348 SWAIN RD, PINE KNOT, KY 42635-9301 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M254/649 |
|---|---|
| Date | Apr 22, 2025 |
| Book Page | M254/649 |
| Instrument | 153934 |
| Name | FORCHT BANK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40509 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Mar 5, 2025 |
| Property Address | 348 SWAIN RD, PINE KNOT, KY 42635-9301 |
| Document Number | 00D240/347 |
| Book / Page | D240 / 347 |
| Instrument Date | Feb 28, 2025 |
| Instrument | 153343 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 348 SWAIN RD, PINE KNOT, KY 42635-9301 |
| Name | Verified Name |
|---|---|
| Address | 348 SWAIN RD, PINE KNOT, KY 42635-9301 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Aug 22, 2018 |
| Property Address | 348 SWAIN RD, PINE KNOT, KY 42635-9301 |
| Document Number | 00D216/733 |
| Book / Page | D216 / 733 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 125919 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 348 SWAIN RD, PINE KNOT, KY 42635-9301 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 348 Swain Rd was $369, up 0.3% from the year before.
Source: McCreary County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $369.00 (+0.27%) | $46,000 (-) | $46,000 (-) |
| 2024 | $368.00 | $46,000 | $46,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 348 Swain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 348 Swain Rd is high, ranking above 73% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 85% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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