348 Surrey Ln, Brevard, NC 28712 Property Records

Transylvania County property record for 348 Surrey Ln, Brevard, NC 28712

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,448 sqft · built 1986
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$425,500 (May 2024)
Tax Bill	$1,940 (2026)
Deeds & Mortgages	Jun 2019 Line of Credit Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9502-08-2329-473`

Property Details

APN / Parcel Number

Primary APN	`9502-08-2329-473`
Alternative APNs	`70477130` `70606360`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,448 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70606360
Street Address	348 SURREY LN
City	BREVARD
State	NC
Zip	28712-9815
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	U C SURREY LANE
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	DUNNS ROCK
Census Block Group	1
Census Block	1016
Census Tract	960403

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	801 S WOODLYN DR, TAMPA, FL 33609-4054
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2019	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jun 25, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Prior Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	20242446
Deed Book / Page	1115 / 814
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	348 SURREY LN, BREVARD, NC 28712-9815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008840127
Date	Jun 21, 2019
Book Page	884/127
Instrument	2019003091

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BREVARD, NC 28712

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 31, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Jun 25, 2018
Property Address	348 SURREY LN, BREVARD, NC 28712-9815
Document Number	0008460001
Book / Page	846 / 001
Map Reference	MB 368 PG 127
Instrument Date	Jun 14, 2018
Instrument	2018003099
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 BEVERLY RD, 37, CHARLESTON, SC 29407-7421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 S 17TH ST, COLUMBUS, OH 43205-1730

Mortgage

Document Number	2018003100
Date	Jun 25, 2018
Instrument	2018003100

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,940.00	$403,950 (-) Land $10,000 Building $393,950	$403,950 (-) Land $10,000 Building $393,950
2025	$1,940.00 (+184.46%)	$403,950 (+94.87%) Land $10,000 Building $393,950	$403,950 (+94.87%) Land $10,000 Building $393,950
2023	$682.00	$207,290 Land $10,000 Building $197,290	$207,290 Land $10,000 Building $197,290

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	14 units insured incl. 6 condo units
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHERWOOD FOREST WATER SYSTEM private · serves 680 people · EPA ID NC0188116
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

Cell Coverage

4G LTE (outdoors only), no 5G reported

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